Credit Analyst in Corporate banking

Krung Thai Bank Public Company Limited; Singapore; On-site; SGD 50,000 - 90,000; Full time

Job summary

An established industry player is seeking a Credit Analyst to join their team. In this pivotal role, you'll independently assess credit applications and renewals, ensuring compliance with bank policies. Your analytical skills will be crucial in optimizing the bank's credit portfolio while adhering to regulatory requirements. You'll also manage client relationships and collaborate cross-functionally to ensure smooth operations. If you have a strong background in credit analysis and a passion for finance, this is an exciting opportunity to contribute to a dynamic banking environment.

Qualifications

• Minimum 3 years' credit analysis experience in a banking environment.
• Strong analytical skills with proficiency in financial statements.

Responsibilities

• Independently assess and evaluate new credit applications.
• Cultivate and maintain strong client relationships.

Skills

Analytical Skills

Financial Analysis

Credit Risk Assessment

Communication

Teamwork

Education

Bachelor's degree in Finance

Tools

Excel

Job description

A foreign wholesale bank is looking for candidates for the post of Credit Analyst. Successful candidate will: -

Core Responsibilities:

• Credit Risk Assessment: Independently assess and evaluate new credit applications and renewals, ensuring compliance with established bank policies and procedures. This includes analyzing financial statements, conducting due diligence, and making informed credit recommendations.

• Portfolio Optimization: Contribute to the management and growth of the bank's credit and investment portfolio, actively seeking opportunities to enhance profitability while mitigating risk.

• Regulatory Compliance: Execute comprehensive onboarding and ongoing monitoring of clients to ensure strict adherence to anti-money laundering (AML) regulations and all other relevant regulatory requirements. This includes identifying and reporting suspicious activities.

• Client Relationship Management: Cultivate and maintain strong client relationships, providing proactive and responsive account servicing.

• Cross-Functional Collaboration: Effectively collaborate with various departments within the bank and Head Office to facilitate smooth operations and information sharing.

Essential Skills & Qualifications:

• Education: Bachelor's degree (or equivalent) in Finance, Banking, or a related field.

• Experience: Minimum 3 years' credit analysis experience within a banking environment.

• Analytical Skills: Strong analytical and financial analysis abilities; proficient in interpreting financial statements and using key ratios for credit assessment.

• Technical Proficiency: Advanced Excel skills, including financial modelling and projection capabilities.

• Communication: Excellent presentation skills and the ability to clearly articulate complex financial information.

• Teamwork: Proven ability to work effectively within a team and collaborate with colleagues.

Desirable Skills & Qualifications:

• Specialized Knowledge: Experience with Trade Finance products.

• Certifications: CFA charter or other relevant credit analysis certification.

• Language Skills: Ability to understand Thai language will be an added advantage.

• Strictly for Singaporean or Permanent Resident