Credit Analyst (Banking Industry/$8.5K) (ID: 649085)

PERSOLKELLY Singapore Pte Ltd (Formerly Kelly Services Singapore Pte Ltd); Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

A leading company in the banking sector is seeking a credit analyst to conduct thorough credit risk assessments and prepare detailed credit reviews. The candidate will work closely with senior management and assist in the oversight of junior colleagues while aiming for a culture of accountability within the credit control department.

Qualifications

• At least 3-4 years of credit analyst experience in banking industry.
• Experience with writing credit papers, preferably in commercial banking.

Responsibilities

• Conduct review and analysis of credit risk assessment.
• Prepare and present annual and quarterly 'Credit Review' to senior management.
• Support credit rating applications proposed by the Credit Investment Department.

Skills

Credit Risk Analysis

Financial Analysis

Report Preparation

Education

Bachelor's degree in relevant field

Job description

Responsibilities

• Conduct review and analysis of credit risk assessment.

• Conduct independent and impartial credit risk analysis of existing and potential borrowers for (amongst others) creditworthiness and repayment capability.

• Prepare and present annual and quarterly“Credit Review” to the Branch Senior Management for existing and potentialcustomers within stipulated framework

• Independently support credit ratingapplication proposed by Credit Investment Department.

• Preparation of monthly report to Branch Senior Management (at Credit Committee Monthly meeting) tracking disclosure and receipt of financial statements, and completion of Credit Reviews and CRR reviews within timelines pursuant to Head Office and branch’s P&P.

• Preparation of monthly self review checklist reporting department’s work schedule to Branch Senior Management.

• Preparation of financial and non-financial covenants via respective quarterly and monthly report to Branch Senior Management, together with detailed verification of individual covenants certificate provided by agent banks undertaken from time to time.

• Liaise with Head Office regarding credit control when necessary, which includes but is not limited to communications by e-mail or telephone.

• Organize Credit Committee Individual Proposal/Monthly meetings.

• Prepare and circulate minutes thereof and maintain originals together with related materials so presented.

• Conducting research and producing report on credit issues relevant to branch’s credit portfolio.

• Assist, train and provide oversight for junior or new colleagues to facilitate smooth running of CC Department operations.

• Undertake, assist and support CC Department’s drive to shift away from mechanistic compliance to individual assumption for practices that promote a culture of accountability and good conduct.

Requirements

• Bachelor's degree in relevant field

• At least 3 -4years of credit analyst experience in banking industry with writing credit papers (preferbably commercial banking)

Interested candidates who wish to apply for the advertised position, please click on “Apply”. We regret that only shortlisted candidates will be notified.

EA License No.: 01C4394 (PERSOLKELLY Singapore PTE LTD)

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