Credit Administration & Reporting Manager

HABIB BANK LIMITED; Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

A leading bank in Singapore seeks a skilled professional in credit and risk management to support various administrative functions. The successful candidate will have a strong background in banking regulations, risk assessment, and communication skills. This is a vital role that ensures compliance and effective credit monitoring.

Qualifications

• Minimum 5 years related experience in banking, preferably in Risk and Credit Management.
• Sound understanding of credit admin and system controls.
• Strong communication skills in spoken and written English.

Responsibilities

• Support Head of CAD in loan documentation and compliance.
• Monitor market and liquidity risk positions.
• Prepare timely periodical monitoring reports.

Skills

Problem Solving

Attention to Detail

Business Knowledge

Communication

Education

Business Graduate

Job description

Process Development

• To support Head of CAD in performing critical roles and functions such as loan documentation, transaction monitoring and scheduled reporting functions.
• To support Head of CAD to ensure that all credit facilities are only disbursed after relevant approvals and compliance with all collaterals and conditions unless deferral/waiver is in place.
• To monitor limits, exceptions, overdues & effective following up with the stakeholders.
• To support Risk in monitoring of market risk and liquidity risk positions and limits.
• To support Head of CAD to review and develop department’s manual to be in line with Head Office Credit Policy and Regulatory requirement.
• To act as formal back-up for the Head of CAD.
• To support Head of CAD in department audits and to recommend control mechanisms for effective credit monitoring.
• To input all limit maintenance in the system. Ensure all availment tickets are correctly recorded.
• To put in place mechanisms for effective credit monitoring and approval conditions

Risk Management and Compliance

• Adherence to all applicable laws, internal policies & procedures and regulations

Reporting / MIS

• To ensure preparation of timely and error free periodical monitoring reports for both credit administration and market & liquidity risk functions.
• To ensure submission of all regulatory / other reporting to the Finance / respective stakeholders on timely manner without any exception.

Record Keeping

• To maintain and archive all types of legal documents for safe keeping.
• To ensure maintenance / updation of credit files and retention of documents as per laid down procedures.

Minimum qualifications:

• Business Graduate

Minimum experience & skills:

• Minimum 5 years related experience in banking industry, preferably in Risk and Credit Management.
• Must possesses sound understanding of credit admin and system controls and local regulations.
• Exposure / Knowledge of key regulations pertaining to CAD would be preferable.
• Must possess strong communication (spoken and written English) skills, problem solving skills, attention to detail and business knowledge.
• Ability to work under tight deadlines with a high degree of autonomy and initiatives.
• Must be self-driven for ensuring timely and smooth execution of actionable deliverables.