Compliance Officer

UNICORN FINANCIAL SOLUTIONS PTE. LIMITED; Singapore; On-site; SGD 70,000 - 110,000; Full time

Job summary

UNICORN FINANCIAL SOLUTIONS PTE. LIMITED in Singapore seeks a Compliance professional to oversee regulatory monitoring, KYC/AML, and policy development within a risk-aware framework.

You will interpret MAS regulations, draft internal SOPs, conduct audits, and coordinate remediation with departments. Strong analytical and communication skills are essential to translate complex rules into practical policies and ensure timely regulatory reporting.

Qualifications

• Strong knowledge of local and international financial regulations (e.g., MAS) and applicable financial product rules.
• Experience with AML/KYC frameworks and transaction monitoring systems.
• Ability to draft and implement compliance manuals, policies, and SOPs.
• Experience conducting internal compliance reviews and audits with remediation tracking.
• Familiarity with compliance software (World-Check, LexisNexis) and data analytics tools.
• Excellent written and verbal communication for regulatory reporting.

Responsibilities

• Monitor and interpret regulatory changes affecting the business and communicate implications to departments.
• Draft and update internal compliance policies and procedures aligned with standards.
• Conduct internal compliance reviews and audits to identify control weaknesses.
• Oversee KYC/AML processes and report suspicious activity to authorities.
• Prepare regulatory submissions and maintain thorough documentation.

Skills

Regulatory Knowledge

AML/KYC

Policy Development

Audit & Monitoring

Reporting Skills

Analytical Thinking

Communication Skills

Tools

World-Check

LexisNexis

Power BI

Excel

SQL

Job description

Job Description:

1. Regulatory Monitoring & Interpretation

   Stay updated with applicable laws, regulations, and guidelines from MAS. Interpret how changes affect the business and ensure timely communication to relevant departments.

2. Policy & Procedure Development

   Draft, update, and implement internal compliance policies and procedures. Ensure alignment with regulatory standards and internal risk appetite.

3. Compliance Monitoring & Audits

   Perform internal reviews and audits to check adherence to policies. Identify control weaknesses and work with departments to strengthen them.

4. Know Your Customer (KYC) & Anti-Money Laundering (AML)

   Oversee customer due diligence processes. Monitor suspicious transactions and ensure timely reporting to the relevant authorities.

Requirements:

1. Regulatory Knowledge

   Strong understanding of local and international financial regulations (e.g., MAS) Familiarity with rules governing financial products (insurance, securities, investments, etc.)

2. AML/KYC

   Knowledge of anti-money laundering and counter-terrorism financing frameworks Experience in transaction monitoring systems and risk-based customer due diligence.

3. Policy Development & Implementation

   Proficiency in drafting compliance manuals, policies, and standard operating procedures (SOPs) Knowledge of governance frameworks

4. Audit & Monitoring Skills

   Conduct internal compliance reviews and audits. Ability to use tools for documentation and tracking of findings/remediations. Be able to use of compliance software (e.g, World-Check and LexisNexis) Proficient with data analytics tools (Excel, Power BI, or even SQL for some roles)

5. Reporting & Documentation

   Strong skills in writing reports and preparing regulatory submissions

6. Analytical Thinking and Communication Skills

   Ability to analyze complex regulations and translate them into practical policies. Strong verbal and written communication for dealing with staff, management, and regulators.