Compliance Manager/Assistant Manager

YouTrip; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

YouTrip in Singapore is seeking an experienced KYC professional to lead risk-based onboarding reviews for both individuals and corporate customers, including ownership, source of funds, and watchlist checks. You will collaborate with product, operations and compliance to optimize screening processes and ensure regulatory alignment.

The role requires 8–10 years in KYC, hands-on decision-making for high-risk cases, familiarity with name screening systems, CDD/EDD, sanctions and PEP screening, and

Qualifications

• 8–10 years of KYC experience, with hands-on approval of high-risk onboarding cases.
• Familiar with name screening systems, alert review, and list management.
• CDD/EDD, beneficial ownership, sanctions and PEP screening experience.
• Customer risk-rating methodologies and risk-based decision making.
• Strong collaboration and communication across business, operations and compliance.

Responsibilities

• Review and assist in approval of high-risk onboarding cases in Singapore with risk-based decisions.
• Own and enhance the customer due diligence framework for individuals and corporate customers.
• Oversee name screening procedures for onboarding and ongoing monitoring.
• Collaborate with Product and Engineering on improvements to screening systems and watchlist management.
• Keep compliance aligned with local regulatory requirements and group policies.

Skills

KYC expertise

Name screening

CDD/EDD

Sanctions & PEP screening

Risk rating methodologies

Regulatory awareness

Cross-functional collaboration

Decision making under risk

Adaptability

eKYC (bonus)

Education

Bachelor's degree in Finance, Law, or related field

Job description

We Are

YouTrip is the leading and fastest-growing multi-currency payment platform in Asia Pacific. In 2018, we pioneered the region's first multi-currency digital wallet. Now, YouTrip is the #1 multi-currency digital wallet trusted by millions across the region, processing over US$15 billion in total payment value annually.

Our consumer and business propositions – YouTrip and YouBiz – empower individuals and businesses with inclusive, accessible, and affordable financial solutions. YouTrip has raised over US$110 million to date, including its recent Series B round led by global venture capital firm Lightspeed Venture Partners—underscoring strong investor confidence in its mission to transform digital financial services across the Asia Pacific.

Recognised as World Economic Forum’s Global Innovator 2025, CNBC’s World’s Top Fintech Companies (2025, 2024), and LinkedIn’s Top Startup (2024, 2023), YouTrip is dedicated to creating the next generation of digital finance services for consumers and businesses.

Valuing an entrepreneurial culture of diversity and inclusion, we are seeking driven individuals to join our fast-growing regional team as we push the boundaries of innovative fintech solutions.

You Will:

• Review and assist in the approval of high-risk onboarding cases in Singapore, including making well-documented, risk-based decisions and escalate where needed.
• Own and enhance the customer due diligence framework for both individual and corporate customers. This covers identity verification, beneficial ownership, source of funds/wealth, name screening and customer risk rating.
• Oversee name screening procedures for onboarding and on an ongoing basis.
• Work with Product and Engineering on potential system enhancements, including configuration and performance of the name screening function and watchlist management.
• Understand onboarding processes and controls at group level, while ensuring Head Office AML/CFT controls are aligned with local requirements.
• Guide and support onboarding and operations teams with clear, practical advice on case handling, escalation criteria and edge cases.
• Perform quality assurance and sampling on onboarding and screening decisions. Identify control gaps, recurring issues and training needs, and report on KYC and screening metrics and trends.
• Keep up with regulatory developments, enforcement trends and industry typologies, and turn them into updates to policies, procedures and risk-rating criteria.
• Support regional teams on onboarding and screening queries, process improvements and market-entry readiness where required.

You Are:

• An experienced KYC professional with 8–10 years in a KYC function for the Manager level (at least 7 years for Assistant Manager), including hands-on experience approving or reviewing high-risk onboarding cases
• Familiar with name screening systems and procedures, including alert review and disposition, match logic and list management
• Well-versed in CDD/EDD, beneficial ownership, sanctions and PEP screening, and customer risk-rating methodologies
• Sound in judgment, with the confidence to make and defend risk-based approval decisions
• A strong collaborator and communicator, able to work effectively across business, operations and compliance teams
• Adaptable and comfortable with ambiguity, keeping pace with changing processes and regulatory expectations
• Ideally experienced in supporting a head office, regional or group function across multiple jurisdictions
• Bonus points if you’re familiar with eKYC and digital onboarding, or have knowledge of transaction monitoring and ML/TF typologies across customer types