Business Development Manager (SME Loan / Personal loan)

TRUST RECRUIT PTE. LTD.; Singapore; On-site; SGD 60,000 - 80,000; Full time

Job summary

A leading company in the financial sector is seeking a dedicated professional to manage SME lending relationships. This role involves building strong client relationships, conducting credit assessments, and providing tailored financial solutions. Ideal candidates will have significant experience in banking and demonstrate strong analytical skills for effective risk management.

Qualifications

• Minimum 4 years’ experience in commercial banking or SME lending.
• Proven track record in originating and managing SME loan portfolios.
• Strong analytical skills to evaluate business financial statements.

Responsibilities

• Build and maintain relationships with SME clients.
• Conduct credit assessments and manage loan portfolios.
• Provide financial advisory services to SME clients.

Skills

Financial analysis

Credit risk assessment

Relationship management

Business development

Job description

Job Responsibilities:

• Build and maintain relationships with small and medium-sized enterprise

(SME) clients, understanding their financing needs and business objectives.

• Act as the main point of contact for SME clients, addressing inquiries, concerns, and requests promptly and effectively.

• Develop a deep understanding of clients' businesses, industries, and market dynamics to provide tailored financial solutions.

• Source and identify new lending opportunities within the SME segment, including prospecting and lead generation activities.

• Conduct comprehensive credit assessments and risk analyses for loan applicants, evaluating their creditworthiness, financial stability, and repayment capacity.

• Structure and negotiate loan terms and conditions in accordance with lending policies, regulatory requirements, and risk management guidelines.

• Manage a portfolio of SME loan accounts, monitoring loan performance, repayment behaviour, and compliance with loan agreements.

• Proactively identify and address potential credit risks or delinquencies, implementing appropriate remedial actions as necessary.

• Work closely with internal stakeholders, such as credit analysts and legal teams, to ensure timely and accurate loan documentation and processing.

• Provide financial advisory services to SME clients, offering insights and recommendations on business growth strategies, cash flow management, and capital allocation.

• Assist clients in preparing loan applications and supporting documentation, guiding them through the loan approval and disbursement process.

Job Requirements:

• Minimum 4 years’ experience in commercial banking, SME lending, or relationship management, with a focus on business development and credit analysis.

• Demonstrated track record of successfully originating and managing SME loan portfolios, achieving lending targets, and mitigating credit risks.

• Strong financial analysis skills, including the ability to evaluate business financial statements, assess credit risk factors, and perform cash flow modelling.

• Familiarity with credit underwriting standards, loan structuring techniques, and risk mitigation strategies in the SME lending context.

HOW TO APPLY:

Interested applicants, kindly send your resume in MS WORD format or please click on “Apply Now”.

We regret only shortlisted candidates will be notified.

Important Note: Trust Recruit Pte Ltd is committed to safeguarding your personal data in accordance with the Personal Data Protection Act (PDPA).

Please read our privacy statement on our corporate website www.trustrecruit.com.sg.

Trust Recruit Pte Ltd

EA License No: 19C9950

EA Personnel: Lee Jun Siong (Johnson)

EA Personnel Reg No: R24120242