Bank Credit Analyst (Bank Credit Risk) #ESY

Job scope:

Primary Purpose

Conduct review and analysis of existing and potential borrowers for independent and impartial presentation of credit risk assessment.

1. Conduct independent and impartial credit risk analysis of existing and potential borrowers for (amongst others) creditworthiness and repayment capability.
2. Prepare annual and quarterly (if required) “Credit Review” for existing and potential new Japanese and non-Japanese customers within stipulated framework pursuant to Head Office and branch’s policies and procedures (“P&P”).
3. Independently support credit rating (“CRR”) application proposed by Credit Investment Department.
4. Preparation of monthly report for the CC Department’s supervisor, tracking disclosure and receipt of financial statements, and completion of Credit Reviews and CRR reviews within timelines pursuant to Head Office and branch’s P&P.
5. Preparation of financial and non-financial covenants via respective quarterly and monthly report for the CC Department’s supervisor together with detailed verification of individual covenants certificate provided by agent banks undertaken from time to time.
6. Liaise with Head Office regarding credit control, when necessary, which includes but is not limited to communications by e-mail or telephone.
7. Prepare and circulate minutes of Credit Committee and maintain originals together with related materials so presented.
8. Conducting research and producing report on credit issues relevant to branch’s credit portfolio.
9. Undertake, assist and support CC Department’s drive to shift away from mechanistic compliance to individual assumption for practices that promote a culture of accountability and good conduct.
10. Support Head of Department in endeavors to achieve CC Department’s targets.
11. Undertake other tasks regarding credit control under the direction of Head of Department.
12. Individual Accountability and Conduct – demonstrated by characteristics including [but not limited to] fit and proper conduct with appropriate standard of behavior for doing what is right and ethical, driven by values, attitude and behavior of honesty and integrity, and embed the right mindset for risk ownership to promote ethical behavior, professionalism and responsible risk taking, and promulgate good practices to promote sound industry norms.

Interested candidates, please email your resume to annasee@recruitexpress.com.sg.

Anna See Sing Yee
(Outsourcing Team)
Recruit Express Pte Ltd
EA License No: 99C4599

We regret that only shortlisted candidates will be contacted.