AVP/Director, Payment Products Development (API-Driven Solution/ Core Banking)

Alpha Ladder Group Pte. Ltd.; Singapore; On-site; SGD 90,000 - 130,000; Full time

Job summary

A leading company in the financial sector is seeking a Product Manager with extensive experience in API-driven payment solutions and product strategy. The ideal candidate will lead product design and strategic planning, working with cross-departmental teams to enhance customer experience and product compliance in a rapidly evolving industry. Strong communication and analytical skills are essential, along with a solid understanding of market trends and user needs.

Qualifications

• Over 8 years of relevant work experience in Payments or financial industry products.
• Over 3 years of management experience.
• Familiar with business models of Wealth Banking, Transaction Banking, etc.

Responsibilities

• Formulate medium and long-term development plans for financial products.
• Lead the overall design of financial products including product architecture.
• Collaborate with technical and operational teams to ensure product compliance.

Skills

Strategic thinking

Market insight

Data analysis

Communication

Organization

Coordination

Education

Bachelor degree or above in finance, economics, computer or related majors

Job description

About the job

• More than 8 years of API-driven payment solution/ Core Banking Ecosystem/ Payment Infrastructure Product management from well-known payment or financial institutions, of which more than 3 years covering product strategy, vision and roadmap.

• Familiar with the application of cutting-edge technologies such as API, Core Banking Ecosystem, big data or Crypto in the financial industry;

• Familiar with the business model and product form of at least one financial field such as Wealth Banking, Transaction Banking, e-Trading, securities, OTC, payment, Core banking ecosystem, etc.;

Job Responsibilities:

Product strategic planning

• According to the company's strategic objectives, formulate medium and long-term development plans for financial products;

• In-depth research on industry dynamics, market trends and user needs, to provide strategic support for product direction.

Product design and management

• Lead the overall design of financial products, including product architecture, functional modules and core processes;

• Responsible for product life cycle management, from demand research, design, development to online operation, to ensure continuous product optimization.

Cross-departmental collaboration

• Work closely with technical, operational, marketing, legal and risk teams to ensure product compliance and implementation;

• Responsible for cross-departmental coordination, promote resource integration, and ensure that the project is completed on time and with high quality.

User needs and market analysis

• Collect user feedback and market data, dig deep into user needs, and optimize user experience;

• Monitor industry competitor dynamics, provide product competitiveness analysis and improvement suggestions.

Team management

• Responsible for the construction and management of the financial product team, and cultivate the professional ability of the team members;

• Set goals for the team and follow up on completion to ensure the team is functioning efficiently.

Risk Management & Compliance

• Work with risk control and legal teams to ensure that products comply with relevant regulatory requirements and risk control standards;

• Develop and optimize risk control strategies to reduce potential risks in product operations.

Job Requirements

• Bachelor degree or above, major in finance, economics, computer or related majors is preferred;

• More than 8 years of relevant work experience in Payments or financial industry products, more than 3 years of management experience;

• Familiar with the business model and product form of at least one financial field such as Wealth Banking, Transaction Banking, e-Trading, securities, OTC, payment, Core banking ecosystem, etc.;

• Have excellent strategic thinking and market insight, and have a deep understanding of industry development trends;

• Strong data analysis skills and business logic thinking, able to complete complex project planning independently;

• Excellent communication skills, organization and coordination skills, and able to efficiently promote cross-departmental cooperation;

• Familiar with relevant laws and regulations, with risk control and compliance management awareness.

Bonus points

• Experience in product management from well-known payment or financial institutions;

• Familiar with the application of cutting-edge technologies such as API, Core Banking Ecosystem, big data or Crypto in the financial industry;