AVP Counterparty Credit Underwriter - Credit Risk

Citi; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

Citi is seeking a Credit Risk professional in Singapore with 6–10 years of banking experience to join the Global Wealth Lending group. The role focuses on credit underwriting, portfolio risk management, and documentation across collateral types.

Strong knowledge of derivatives and policy compliance is essential, with stakeholder engagement across internal teams. The position emphasizes first-line defense, collaboration with Lending Advisors, and ensuring sound credit decisions within Citi’s risk

Qualifications

• 6–10 years of relevant banking experience.
• Strong analytical, financial structuring, and execution skills.
• Experience as a credit officer or underwriter.
• Strong knowledge of Citibank's Credit Policies, Product Programs, and Citi Policies.
• In-depth knowledge of financial analysis including cash flow modeling.
• Strong knowledge of derivatives and structured products and their impact on credit risk.

Responsibilities

• Assist Lending Advisors with preparing Credit Greenlight Memos, where applicable.
• Perform full credit underwriting with appropriate risk-return characteristics in accordance with Citi's Credit and Product Standards, policies, and procedures.
• Prepare Credit Applications, ensuring accuracy and completeness of information and analysis.
• Conduct financial analysis, including cash flow assessment and modeling.
• Evaluate collateral including investment portfolios, CRE, art collections, aircraft, and other asset classes.
• Prepare and negotiate credit documentation for facilities, including liaison with internal and external legal counsel as required, and undertake annual documentation reviews.
• Prepare and review facility covenants.
• Assist in Portfolio Management activities, including Annual Credit Reviews, covenant monitoring, compliance monitoring, waivers, extensions, and related system maintenance.

Skills

Analytical Thinking

Financial Analysis

Credit Risk

Risk Management

Stakeholder Management

Negotiation

Education

Bachelor's degree

Master's degree

Job description

Citi is seeking a Credit Risk professional in Singapore with 6–10 years of banking experience to join the Global Wealth Lending group. The role focuses on credit underwriting, portfolio risk management, and documentation across collateral types.

Strong knowledge of derivatives and policy compliance is essential, with stakeholder engagement across internal teams. The position emphasizes first-line defense, collaboration with Lending Advisors, and ensuring sound credit decisions within Citi’s risk