Associate, Lending & Credit Solutions

Nomura Holdings, Inc.; Singapore; On-site; SGD 110,000 - 180,000; Full time

Job summary

Nomura Singapore is seeking an Associate in Lending & Credit Solutions within the International Wealth Management division. Based in Singapore, you will originate, structure and execute financing transactions for high net worth and ultra-high net worth clients, collaborating with Relationship Managers, IPAS and control functions.

The role requires at least 5 years of relevant experience, knowledge of IWM financing, and understanding of Asia markets and legal structures.

Qualifications

• Minimum 5 years' relevant experience in related roles.
• Wealth Management financing experience covering Southeast Asia submarket is preferred.
• Sound understanding of financial products and services.
• Strong track-record of originating and structuring financing transactions in Asia Private Banking / Wealth Management space.
• Awareness of legal and regulatory environment in key markets in Asia.
• Well versed in legal structures used in key markets for obligors.
• Good interpersonal, communication and client interfacing skills.

Responsibilities

• Origination: participate in client reviews/portfolio analysis to identify financing opportunities.
• Marketing IWM’s financing capabilities to clients and RMs.
• Build lending pipeline for discussions with internal control functions.
• Structuring & Execution: work with clients and RMs to structure financing solutions.
• Prepare term sheets and credit memos for internal approvals.
• Assist with legal documentation for client execution.

Skills

Relationship management

Financial products knowledge

Client interfacing

Communication

Job description

Job Title: Associate, Lending & Credit Solutions

Job Code: 15573

Country: SG

Skill Category: International Wealth Management

Job Description

Job Title: Lending & Credit Solutions

Corporate Title: Associate

Division: International Wealth Management

Location: Singapore

Nomura Overview

Nomura is an Asia-headquartered financial services group with an integrated global network spanning over 30 countries. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Retail, Asset Management, and Wholesale (Global Markets and Investment Banking). Founded in 1925, the firm practices disciplined entrepreneurship while building on a long tradition of serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit www.nomura.com .

Function Overview

Member of the LCS team working closely with Relationship Managers (RMs), Investment Product & Advisory Solutions (IPAS) team and Control functions to originate, structure and execute financing transactions for IWM clients globally.

Responsibilities

• We are looking for an individual to join the IWM LCS team, based in Singapore.
• The day-to-day responsibilities would include originating, structuring and executing financing transactions for high networth (HNW) and ultra-high networth (UHNW) clients of IWM.
• Daily tasks would include working with the Singapore team for:
  • Origination:
    • Participate in internal client reviews / portfolio analysis for identifying financing opportunities based on client KYC / RM discussions
    • Marketing IWM’s financing capabilities to clients and RMs
    • Building the lending pipeline for discussion with internal control functions
  • Structuring & Execution:
    • Working closely with clients and RMs to structure financing solutions
    • Participating in internal discussions and preparing term sheets for clients
    • Preparing credit memos/analysis for internal discussion and approvals
    • Working on legal documentation for client execution
  • Marketing:
    • Being an ambassador for LCS to market the product offering to RMs
    • Participate / conduct lending specific training to increase credit/lending awareness of the IWM franchise and improve loan penetration within the IWM book
  • Platform / Process Enhancements:
    • Be actively involved in designing processes for productivity improvements and improving lending sales management practices of the LCS team

Requirements

• Minimum 5 years' relevant experience in related roles
• Candidate with Wealth Management financing experience covering South East Asia submarket is preferred
• Sound understanding of financial products and services
• Strong track-record of originating and structuring financing transactions in Asia Private Banking / Wealth Management space.
• Awareness of legal and regulatory environment in key markets in Asia
• Well versed in legal structures used in key markets for obligors.
• Good interpersonal, communication and client interfacing skills. Ability to work in a multi-cultural environment with a diversified client base.

Diversity Statement

Nomura is committed to an employment policy of equal opportunities, and is fundamentally opposed to any less favourable treatment accorded to existing or potential members of staff on the grounds of race, creed, colour, nationality, disability, marital status, pregnancy, gender or sexual orientation.

DISCLAIMER

This Job Description is for reference only, and whilst this is intended to be an accurate reflection of the current job, it is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. The management reserves the right to revise the job and may, at his or her discretion, assign or reassign duties and responsibilities to this job at any time.

Nomura is an Equal Opportunity Employer