Associate Director – Credit Risk Management

Siemens Mobility; Singapore; On-site; SGD 70,000 - 110,000; Full time

Job summary

A leading financial services provider seeks a Risk Manager to support growth in Corporate Lending and Leveraged Buyout transactions. You will conduct risk analysis, manage underwriting processes, and coordinate work across various teams. Ideal candidates will possess strong financial modeling abilities and extensive knowledge of credit risk in the Asia/Australia region.

Qualifications

• 5-7 years of credit risk experience in corporate lending.
• Strong financial modeling and transaction analysis skills.
• Familiarity with jurisdictional differences in Asia related to security.

Responsibilities

• Conduct thorough risk analysis for corporate and leveraged loans in the region.
• Manage underwriting processes, emphasizing risk assessment and analysis.
• Prepare credit applications and manage post-approval processes.

Skills

Financial modeling

Transaction analysis

Risk assessment

Analytical decision-making

Leadership

Education

University degree in Finance, Economics, or Management

Post-graduation or professional qualification in finance

Job description

We empower our people to stay resilient and relevant in a constantly changing world. We’re looking for people who are always searching for creative ways to grow and learn. People who want to make a real impact, now and in the future. Does that sound like you? Then it seems like you’d make a great addition to our vibrant international team

Siemens Financial Services (SFS) is a subsidiary of Siemens AG. SFS provides financial expertise and industry knowledge to support Siemens' customers and markets. As part of a strong and established team of project and structured finance risk managers, you will support the Bank’s continued growth with a focus on Corporate Lending and Leveraged Buyout transactions.

You'll make a difference in:

• Risk Analysis: Conduct thorough risk analysis for corporate and leveraged loans in the Asia Australia region.
• Underwriting Management: Manage underwriting processes, emphasizing risk assessment, analysing historical performance, security and legal structure.
• Team Coordination: Coordinate workstreams across teams (Rating, Legal, Tax, Compliance, Operations) during underwriting and portfolio monitoring.
• Risk/Return Evaluation: Evaluate transactions from a risk/return perspective and present applications to SFS and/or Siemens Bank Management.
• Credit Applications: Prepare credit applications, including due diligence, financial modelling, sensitivity analysis, and negotiation of commercial and financing agreements.
• Post-Approval Management: Oversee post-approval processes, including closing and first disbursement, portfolio performance monitoring, and handling requests for consents, waivers, and amendments.

Your defining qualities:

• Education: University degree in Finance, Economics, Management, or equivalent, ideally with a finance-related post-graduation or professional qualification.
• Experience: 5-7 years of credit (risk) experience, specializing in corporate lending and leveraged finance transactions in the Asia/Australia region.
• Skills: Strong financial modeling abilities and profound knowledge of complex financial structures and transaction analysis.
• Risk Assessment: Keen ability to identify and assess risks in transactions and evaluate risk mitigation measures.
• Jurisdictional Awareness: Familiarity with jurisdictional differences in major Asian geographies related to security and guarantees.
• Additional Skills: Proficiency in reviewing and negotiating legal documentation, fluency in English, leadership skills, analytical decision-making ability, and capacity to work effectively under pressure within diverse teams.

Do you want to know more about us?

Come join us, and #TransformTheEveryday for everyone!We at Siemens Financial Services provide business-to-business financial solutions. Our unique combination of financial expertise, risk competence and industry know-how enable us to create tailored innovative financial solutions. We have our headquarters in Munich, Germany and almost 2,600 employees worldwide. Follow this link to discover our world: www.siemens.com/finance.Join us and be yourself!

We value your unique identity and perspective and are fully committed to providing equitable opportunities and building a workplace that reflects the diversity of society. Come bring your authentic self and create a better tomorrow with us