Associate, Client Management

Standard Chartered Bank; Singapore; Hybrid; SGD 80,000 - 120,000; Full time

Benefits offered by this job

Flexible working

Competitive salary

Wellbeing program

Inclusive culture

Job summary

Standard Chartered Bank in Singapore seeks an AML/CDD/KYC‑savvy professional to support onboarding and regulatory processes for the Corporate & Investment Banking portfolio, with focus on the China Corridor within Global Subsidiaries. You will work with Relationship Managers, Operations, and offshore teams to ensure timely, accurate client data and risk controls.

The role emphasizes first-time-right execution, strong governance, and ongoing improvements to processes, with hybrid work flexibility

Qualifications

• 3+ years of experience in corporate banking or related environment.
• Strong understanding of AML, KYC and due diligence processes.
• Excellent interpersonal and written communication skills.
• Proven ability to collaborate with multiple stakeholders and manage client needs.

Responsibilities

• Provide onboarding and client due diligence support for deals within the Singapore Corporate & Investment Banking portfolio, focusing on the China Corridor portfolio within Global Subsidiaries Team.
• Provide second-level client support to resolve technical operating problems via investigations, error rectification, and training (phone, email, on-site).
• Identify, escalate, mitigate and resolve risk, conduct and compliance matters in collaboration with stakeholders.
• Develop and maintain rapport with Business Relationship Managers, Client Managers, and GBS Hub teams for onboarding and ongoing client support.
• Adhere to first-time-right principles and propose process improvements to streamline and automate workflows.
• Undertake ad-hoc duties as delegated by Line Manager and Country Head of CMT.

Skills

AML / CDD / KYC policies

Corporate banking

Regulatory compliance

Stakeholder management

Communication skills

Team collaboration

Education

Bachelor's degree in Banking or Finance

Job description

Job Summary

The role is responsible for:

• Performing activities across the Client Management processes including but not limited to client onboarding, client due diligence and other related activities.
• Delivering on assigned tasks in a consistently in a timely manner with emphasis on first-time-right
• Working closely with our offshore execution teams to improve overall quality of cases
• Achieving excellence in service against agreed service and delivery standards
• Providing insight and suggestions for process improvements and identifying opportunities for streamlining and automation.

Key Responsibilities

Strategy

• Act as a service partner, work together with RMs, Product Sales, Operations and other key internal stakeholders to solve client issues and identify opportunities to improve overall service for the clients.
• Ensure uniform approach towards implementation of Global CMT Model and adherence to DOIs
• Deliver excellent service against agreed service standards, delivery standards, and minimal error rates as appropriate

Automation and Streamlining

• Drive continuous improvement of the operational efficiency and effectiveness of processes to increase the consistency of systems and processes

Business

• Provide onboarding and client due diligence support for the deals for clients in the Singapore Corporate & Investment Banking (“CIB”) portfolio, concentrating on the China Corridor portfolio within the Global Subsidiaries Team
• Provide second level client support to resolve technical operating problems by conducting investigations, rectifying errors, including phone, email and on-site training and support
• Effectively and collaboratively identify, elevate, mitigate and resolve risk, conduct and compliance matters
• Develop and maintain rapport with business stakeholders e.g. Relationship and client managers as well as GBS Hub teams (cross functional) for superior onboarding and ongoing support to all clients
• Adhere to first-time-right principles
• Provide insight and suggestions to improving processes, identifying opportunities to streamline and automate
• Undertake ad-hoc duties and when delegated by Line Manager and Country Head of CMT

Processes

• Client Due Diligence (CDD) and Regulatory Onboarding
  • Perform all relevant onboarding processes
  • Creation of CDD for New Clients & Review of CDD for Existing Clients and perform regulatory onboarding (e.g. FATCA, CRS) activities
  • Respond and clear queries from Makers / Checkers / Specialists / Business CRM on a timely manner
  • Work in partnership with all relevant stakeholders effectively within the end-to-end CDD process
  • Troubleshoot difficult cases with the relevant stakeholders. Proactively identify potential issues/ concerns and elevate to management for attention/ support.
• Servicing [Static Data Maintenance, Offboarding, other Due Diligence related activities]
  • Perform relevant static data maintenance and offboarding activities including raising of SDM and offboarding requests in the system
  • Provide support for other client due diligence related activities

Risk Management

• Awareness and understanding of the regulatory framework in which the Group operates, and the regulatory requirements and expectations relevant to the role remit
• Comply with applicable Money Laundering Prevention Procedures and report any suspicious activity to the operational risk manager and Line Manager
• Ensure a clear and uniform approach towards implementation of the global operating model for all CMT-related processes, and adherence to DOIs
• Report any deviation (if any) to appropriate authorities and obtain proper dispensations
• Proactively manage risks and establish/monitor controls to improve the overall state of the risk management and operating framework
• Effectively and collaboratively identify, elevate, mitigate and resolve risk, conduct and compliance matters

Governance

• Ensure strong due diligence on document safekeeping and data confidentiality
• Ensure correctness of documentation prior to any dispensation from the Bank
• Ensure compliance with the internal policies and credit policies, external policies, regulatory and statutory requirements
• Undertake periodic self-assessment on key controls to assess the proper functioning and adequacy of existing controls
• Highlight significant issues/errors to team leader

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, elevate, mitigate and resolve risk, conduct and compliance matters

Key Stakeholders

• Country CMT Head, Client Delivery Managers, Specialists, Makers, and Checkers
• Relationship Managers and Client Managers
• Control Governance Managers and Specialists
• GBO Hub teams and In-country CET teams
• Account Opening Teams

Other Responsibilities

• Embed Here for good and Group’s brand and values in Client Management SG team. Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.

Our Ideal Candidate

• 3+ years experience in corporate banking or other relevant environment
• Previous experience related to Anti-Money Laundering (AML) / client due diligence (CDD) / know your customer (KYC) policies and processes
• Exceptional collaboration skills and ability to work effectively in a team
• Excellent communication skills – verbal and written with ability to engage effectively with stakeholders at all levels both internal and external
• Strong ability to problem solve
• Demonstrated ability to work under pressure, operate with a sense of urgency and deliver to tight deadlines
• Well organised with strong ability to prioritise effectively
• Client focused mindset with demonstrated success in building strong client relationships and/or engaging and servicing clients effectively
• Strong understanding of client delivery processes and adherence to standards and controls
• Bachelor degree in Banking or Finance preferred.

Role Specific Technical Competencies

• Manage Conduct
• Manage Risk
• Manage People
• Operational
• Process Management
• Onboarding (CDD and Regulatory Onboarding)
• Enablement (Account Opening & channels Activation)
• Servicing (Static Data Maintenance, Offboarding)

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thingand are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle,continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together,we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter,we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance,with flexible and voluntary benefits available in some locations.
• Time-offincluding annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible workingoptions based around home and office locations, with flexible working patterns.
• Proactive wellbeing supportthrough Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills,global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning cultureto support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation,one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers websitewww.sc.com/careers