Analyst, Trade Commodity Finance, Transaction Management Office

ING; Singapore; On-site; SGD 70,000 - 110,000; Full time

Benefits offered by this job

Supportive culture

Growth opportunities

Learning platforms

Diverse perspectives

Job summary

ING Singapore seeks a dedicated Trade Finance Risk Analyst to manage transactions, assess collateral quality and risk, and support the approval process throughout the trade life cycle. You will liaise with TCF AO, TMO and client teams, monitor exposures, and ensure compliance with policies while exploring risk mitigating financing solutions.

You’ll participate in discussions on client modus operandi, trade flow and facility utilization, and coordinate with external partners to ensure smooth

Qualifications

• Strong knowledge of trade finance.
• Good analytical skills for transactional risk assessment.
• Detail-oriented with systematic approach.
• Hands-on, self-motivated and team-oriented.
• Minimum of 2 years of related experience.

Responsibilities

• Effective and timely management of transactions.
• Contact point for clients and liaise with departments.
• Independent transactional risk analysis including collateral evaluation.
• Explore risk mitigating measures and financing solutions.
• Participate in discussions during credit reviews.
• Work with external partners (storage operators, brokers, insurers).
• Ensure transactions comply with Compliance policies.
• Prepare and obtain transactional approvals in accordance with procedures.
• Coordinate with Risk, Operations to ensure smooth execution.
• Set up position reports, update exposures, monitor collaterals.
• Handle daily cash flows and client inquiries.
• Contribute to ad-hoc projects and client meetings.
• Report as required for facility administration.
• Drive workflow efficiency and team collaboration.

Skills

Trade finance knowledge

Analytical skills

Teamwork

Detail oriented

Hands-on mentality

Tools

Excel

Job description

• Effective and timely management of transactions.
• Contact point for clients and liaise closely with operational and supporting departments
• Perform independent transactional risk analysis including evaluation of its associated collateral quality and performance risks reference to the approved credit facilities and general guidelines or procedures.
• Explore risk mitigating measures and work together with TCF AO in providing financing solutions to clients.
• Participate actively in discussions with TCF AO and TMO on the observed modus operandi of the client, trade flow, facility utilization patterns, etc. during credit reviews
• Work with external partners, such as, but not limited to storage facility operators, clearing brokers, insurance underwriters.
• Ensure transactions are in adherence with Compliance & related policies.

II) Management of approval process

• Based on analysis performed, prepare and obtain the appropriate transactional approval in accordance with the approval procedures.
• Work closely with TCF FO and relevant departments (including Risk, Operations) to ensure smooth execution of transactions

III) Management of Trade Life Cycle

This includes but not limited to:

• Set up position report in system for each borrowing client as per approved terms and conditions.
• Timely update of transaction information and exposures in the position report.
• Monitor and manage supporting collaterals including assessment of the collateral quality; perform the appropriate collateral valuation including paper hedges relating to the physical cargo throughout the life cycle of the transaction.
• Handle clients’ daily cash flow transactions including deposits, remittances and attend to enquiries from clients.
• Participate in ad-hoc projects or assignments, commercial and clients’ meetings where necessary

IV) Facility Administration

• Work closely with TCF AO ensuring smooth implementation of approved limits in system.
• Prepare reports as required.

V) Others

• Work together as a team in managing transactional flow & risks
• Proactively driving changes and contribute positively towards workflow efficiency

Requirements

To be considered for this role, the applicant would possess the following pre-requisites:

• Be passionate about doing a good job, possessing a ‘Hands-on’ and ‘can do’ mentality; be highly self-motivated
• Enjoy working in a team and supporting each other to do a better job
• Love details (but not losing sight of the big picture), be systematic and organized
• Possess good analytical skills, with an ability to understand the intrinsic transactional risks
• Positive attitude in dealing with challenging and difficult situations. Resourceful & willingness to work with clients / stakeholders for solutions.
• Strong knowledge of trade finance
• Good knowledge of MS Office applications (particularly EXCEL)
• A minimum of 2 years of related experience

What We Offer

At ING, you’ll be part of an organisation that empowers people — in life and in business. You can expect:

• A supportive, inclusive and international work culture.
• Opportunities to grow your expertise across credit, products and client coverage.
• Access to learning platforms, coaching and skill‑building resources.
• A team that values curiosity, initiative and diverse perspectives.

About ING

With 65,000 employees and operations in approximately 40 countries, there is no shortage of opportunities for people with initiative who want to help people take a step ahead in life and in business. Do you want to work at the cutting edge of what’s possible and at the same time ensure you work with integrity and hold the customer’s interests at heart? Do you want to be surrounded by progressive, inspiring, diverse and supportive colleagues? Then there is no better place to invest your talents than at ING. Join us. Apply today.