Analyst, Syndicated & Commercial Lending Operations Specialist, Institutional Ba

DBS Bank Limited; Singapore; On-site; SGD 50,000 - 70,000; Full time

Job summary

A leading financial services group in Asia, DBS Bank Limited seeks a Corporate Loan Operations professional to manage loan structures and transactions. The ideal candidate will have a degree and at least 2 years' experience in a comparable role, ensuring efficiency and compliance. This fast-paced position requires accuracy and teamwork in handling operational risks while contributing to projects aimed at improving processes.

Qualifications

• Minimum 2 years in Corporate Loan Operations.
• Ability to handle complex loan structures.
• Willing to work extended hours as needed.

Responsibilities

• Process loan transactions accurately within SLAs.
• Handle inquiries from Business Units regarding loans.
• Participate in ad-hoc projects and maintain SOPs.

Skills

Speed & Accuracy

Zero tolerance for error

Teamwork

Dependability

Risk & controls mindset

Education

Degree from a recognized University

Tools

Finacle

Job description

DBS is a leading financial services group in Asia, with over 280 branches across 18 markets. Headquartered and listed in Singapore, DBS has a growing presence in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. The bank's capital position, as well as "AA-" and "Aa1" credit ratings, is among the highest in Asia-Pacific. DBS has been recognised for its leadership in the region, having been named “Asia’s Best Bank” by The Banker, a member of the Financial Times group, and “Best Bank in Asia-Pacific” by Global Finance. The bank has also been named “Safest Bank in Asia” by Global Finance for seven consecutive years from 2009 to 2015.

Business Function

Group Operations enables and empowers the bank with an efficient, nimble and resilient infrastructure through a strategic focus on productivity, quality & control, people capability and innovation. In Group Operations, we manage the majority of the Bank’s operational processes and inspire to delight our business partners through multiple banking delivery channels.

Responsibilities

• Handle complex syndicated and commercial loan structures and conduct investigations as part of daily BAU handling
• Ensure day-to-day loan transactions are promptly & accurately processed and authorized within stipulated Service Level Agreement including handing of enquiries from Business Units
• Ensure all loan transactions and tasks assigned are carried out in accordance with the operating and compliance procedures
• Extracting information from the facility agreements for loan creation and loan servicing in the core banking system
• Preparing swift massage in accordance with bank standards (e.g. MT103, MT202, cover payments)
• Work closely within/across teams, Business Units and other stakeholders on the daily transactions
• Support Team Manager on projects/initiatives and engage the team on process improvements to achieve KPIs
• Maintain updated Standard Operating Procedures
• Timely escalation of operational risks incidents
• Participate in ad-hoc projects (including UAT/ LVs) and ensuring that the assigned tasks are completed within stipulated time frame

Requirements

• Degree holder from a recognized University with minimum 2 years or above in Corporate Loan Operations with system knowledge in Finacle an advantage
• Speed & Accuracy — role requires prompt processing of transactions whilst maintaining vigilance and accuracy over the manual repairs and inputs.
• Zero tolerance for error/ambiguity – role entails posting financial transactions on daily basis; and entails high financial exposure risk.
• Comfort with variable workload, not a fixed output per day.
• Ability to work with a sense of urgency to meet various cutoff times and customer’s specific SLA with zero error rate.
• Ability to work extended hours (typically including, but not limited to Mondays (across weekend), post holidays, month end weeks) due to surge in volume during these periods.
• Ability toparticipate in weekend/late night LVs.
• Ability to work on SG public holidays when the need arises.
• Teamwork, Dependability, Strong risk & controls mindset and meticulous.