AML Specialist

E.SUN COMMERCIAL BANK, LTD.; Singapore; On-site; SGD 70,000 - 110,000; Full time

Job summary

E.SUN Commercial Bank, Ltd. is seeking a Transaction Monitoring Oversight professional in Singapore to manage end-to-end TM operations and ensure risk-based monitoring. The role involves alert investigations, STR filing, and maintaining audit-ready case records, with emphasis on data gathering from KYC and transaction history.

Candidates with banking experience and certifications such as ACAMS, CACS, FRM or CFA are highly regarded, and the team will support ad-hoc AML projects as needed.

Qualifications

• Bachelor Degree or equivalent in a recognized tertiary institution.
• Banking experience preferred.
• ACAMS, CACS, FRM and CFA certifications add value.

Responsibilities

• Manage end-to-end Transaction Monitoring (TM) operations: alert generation, disposition, escalation and closure.
• Ensure monitoring scenarios/thresholds are risk-based and aligned with risk appetite.
• Maintain quality and audit-ready alert reviews per SOP and MAS rules.
• File STRs timely and accurately from TM alerts.
• Maintain documentation and case records in an audit-ready state.
• Conduct reviews/investigations of suspicious transactions identified by TM systems.
• Gather and analyze data (KYC, history, profiles) for investigations.
• Identify unusual patterns and assess consistency with customer profiles.
• Assist Head of Compliance and AML with ad-hoc AML projects.

Skills

Attention to detail

Analytical thinking

Education

Bachelor's degree

Job description

Job Description

Transaction Monitoring Oversight

• Manage end-to-end TM operations, including alert generation, disposition, escalation and closure
• Ensure monitoring scenarios and thresholds are risk-based and aligned with the institution's risk appetite
• Ensure quality and consistency of alert reviews in line with internal SOP and MAS regulatory requirements
• Ensure timely and accurate filing of STRs originated from transaction monitoring alerts
• Maintain audit-ready documentation and case records

Conduct Alert Investigation for Transaction Monitoring

• Conduct reviews and investigations of suspicious transactions identified through transaction monitoring systems by reviewing alerts generated by the transaction monitoring system
• Conduct detailed investigations by gathering and analyzing relevant data (e.g. KYC, transactional history, customer profiles)
• Identify unusual transaction patterns and assess whether activity is consistent with the customer's profile and expected behavior

Assist HOA with Ad-Hoc AML Projects

• Assist in AML-related projects assigned by Head of Compliance and AML

Job Requirement

• Bachelor Degree or equivalent in a recognized tertiary institution
• Candidates with banking experience is preferred
• Candidates with ACAMS, CACS, FRM and /or CFA will have added advantage