AML Reviewer (KYC Customer Lifecycle Management - Personal Wealth Banking)

D L RESOURCES PTE LTD; Singapore; Vor Ort; SGD 90.000 - 120.000; Vollzeit

Zusammenfassung

D L RESOURCES PTE LTD in Singapore seeks an AML Risk Manager to lead risk assessments across the customer lifecycle, including onboarding and reviews. You will evaluate KYC data, transaction patterns, and sanctions to craft clear, policy-aligned recommendations.

You will manage cases end-to-end, document decisions with robust audit trails, and partner with Relationship Managers, Client Engagement, and AML Operations to close cases efficiently while maintaining governance standards.

Qualifikationen

• Experience conducting AML risk assessments across customer lifecycles.
• Ability to document risk conclusions clearly for governance.
• Familiarity with KYC, EDD, sanctions, and customer risk profiling.

Aufgaben

• Perform AML risk assessments across onboarding, EDD, and reviews.
• Document decisions with clear rationale and audit trails.
• Collaborate with frontline teams to clarify information gaps.
• Escalate high-risk cases to governance with recommended actions.
• Contribute to governance and training materials through analysis.

Kenntnisse

AML risk assessment

Jobbeschreibung

Customer Lifecycle Management

Scope: AML risk assessments across the customer lifecycle—covering onboarding, EDD, and review activities—by assessing key risks and providing clear account strategy

Key Responsibilities

1. AML Risk Assessment & Review

Perform independent AML risk assessments across the customer lifecycle, including NTB/ETB onboarding, EDD, and other AML-triggered reviews, by evaluating KYC information, customer profile, transaction intent, adverse information, sanctions, tax, and restricted business risks.

Formulate clear, well-reasoned recommendations that are consistent with AML policies, procedures, and the Bank’s risk appetite.

2. Case Management & Documentation

Manage cases end-to-end, covering review, information assessment, risk evaluation, recommendation, and closure, while ensuring timely progression in line with internal SLAs and control requirements.

Ensure accurate and complete documentation of decisions in relevant systems, with clear rationale and audit trail to support governance and review.

3. Stakeholder Engagement & Advisory

Partner closely with frontline and operations teams, including Relationship Managers, Client Engagement Teams, Branches, and AML Operations, to clarify information gaps, provide AML advisory guidance, and resolve case-related issues.

Escalate higher-risk or complex cases to delegated authorities or governance stakeholders as required, with clear articulation of risks and considerations.

4. Governance, Quality & Continuous Improvement

Prepare structured risk summaries and recommendations for delegated approvers and internal forums, ensuring AML decisions are consistent, proportionate, and defensible across cases.

Identify recurring risk themes or process gaps and contribute to continuous improvements in controls, guidance, and training materials.

5. Coaching & Team Contribution

Manager Level

Review and guide junior officers’ assessments to ensure quality and consistency.

Support knowledge sharing and training initiatives across business and control teams.