25 - MTS 1, Software Engineer

PayPal; Singapore; Hybrid; SGD 80,000 - 120,000; Full time

Job summary

A leading company in digital payments is seeking a MTS1 Software Engineer for their Verification Platform team. This role involves leading the development of secure systems for user verification and fraud prevention. Ideal candidates will have strong Java skills and experience in the FinTech industry, along with exceptional leadership and problem-solving abilities. Join a dynamic team committed to innovation and compliance in financial services.

Benefits

Flexible work environment

Employee shares options

Health and life insurance

Qualifications

• 8+ years of hands-on software development experience.
• Deep knowledge of compliance and security in FinTech.
• Experience leading strategic initiatives.

Responsibilities

• Architect and lead development of scalable systems.
• Design and optimize APIs for KYC and identity proofing.
• Mentor and grow the next generation of engineers.

Skills

Java

Leadership

Analytical Skills

Problem Solving

Communication

Education

Bachelor's Degree

Tools

AI Applications

Job description

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:

MTS1 Software Engineer

Job Description:

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 305 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

We are the Verification Platform team at the heart of the Compliance domain at PayPal. Our mission is to build secure, scalable, and intelligent systems that power user verification, identity authentication, and fraud prevention for millions of users. As a core platform team, we enable Know Your Customer (KYC) and identity verification capabilities across the company, ensuring regulatory compliance while delivering a seamless user experience. Our platform plays a critical role in safeguarding the integrity of the ecosystem by detecting and blocking fraudsters in real time. We are a high-impact, fast-moving team that collaborates closely with product, engineering, and risk teams, and we're looking for passionate engineers to join us in building the next generation of secure and trustworthy digital finance.

The ideal candidate for the Verification Platform team is a self-starter and self-motivated individual with strong passion and experience in software development lifecycles for FinTech industry. The candidate should have the technical expertise to lead software and architecture discussions and guide cross-functional product and engineering teams through functional definition, solution, and integration stages on large scale. The candidate should possess deep understanding of financial services and associated platforms and technology. This position is highly visible in the organization and involves frequent interaction with the senior executives as well as all other levels and external stakeholders, locally and globally.

Responsibilities

• Architect and lead the development of scalable, high-availability systems that support user verification, identity authentication, and fraud prevention at scale.
• Design and optimize APIs and core services that enable Know Your Customer (KYC), identity proofing, and risk signals across the company.
• Identify and mitigate system bottlenecks, and lead performance and reliability improvements across critical user flows.
• Mentor and grow the next generation, fostering a culture of technical excellence and continuous learning.
• Collaborate cross-functionally with product, risk, data science, and infrastructure teams to deliver secure and compliant solutions.
• Lead complex incident response and root cause analysis, ensuring continuous improvement of system resilience and fraud detection capabilities.

Key competencies:

• Exceptional leadership and influencing skills, with the ability to align cross-functional teams and drive strategic initiatives forward.
• Proven ability to motivate and inspire others, foster collaboration, and navigate and resolve conflict across diverse stakeholder groups.
• Comfortable managing change and ambiguity, with a proactive, action-oriented mindset and the ability to adapt quickly in a dynamic environment.
• High energy and strong work ethic, with disciplined execution and a willingness to roll up your sleeves to deliver results.
• Performs effectively under pressure, consistently meeting high standards in fast-paced, high-stakes environments.
• Demonstrated track record of delivering measurable business outcomes and driving technical excellence.
• Curious and growth-oriented, with a strong appetite to learn and thrive in areas of uncertainty or evolving technologies.
• Skilled at influencing senior leadership, building trust and communicating effectively across all levels of the organization.

Qualifications

• Strong Java programming skills with a proven ability to design and develop scalable backend systems.
• 8+ years of hands-on software development experience
• Deep knowledge of compliance and security considerations in financial technology is highly preferred.
• Excellent analytical and problem-solving skills, with a track record of solving complex technical challenges.
• Comfortable working in ambiguous, fast-paced environments, with the ability to bring structure and clarity to evolving requirements.
• Exceptional communication skills, with the ability to collaborate effectively with both technical and non-technical stakeholders.
• Proven experience in leading strategic initiatives from ideation to successful delivery.
• Strong collaboration skills, with experience working with globally distributed engineering teams.

Good to have

• Hands-on experience in developing AI applications and automation solutions

We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect. Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to apply because of incompatible assistive technology or a disability, please contact us at [e-mail].

Additional Job Description:

Subsidiary:

PayPal

Travel Percent:

0

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visithttps://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us [e-mail].

Belonging at PayPal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.