We're not looking for a traditional CTO

Anyfin; Stockholms kommun; On-site; SEK 2,500,000 - 4,000,000; Full time

Benefits offered by this job

Equity participation

Competitive salary

Job summary

Anyfin, a fintech on a mission to simplify loan repayments, seeks a CTO‑level leader to set technical direction and build a world‑class team in Stockholm. You will influence architecture, product, risk, and AI strategy while maintaining close alignment with business goals.

You’ll drive cross‑functional leadership across engineering, data science, and product, ensuring scalable, compliant growth and exceptional customer outcomes.

Qualifications

• Experience leading and shaping technology strategy at scale.
• Ability to balance speed, quality, and business trade-offs.
• Proven track record in cross‑functional leadership in fintech or regulated environments.

Responsibilities

• Own the full technology function, set direction and build the team.
• Lead discussions on architecture, credit decisioning, and AI strategies.
• Collaborate with product, risk, and business stakeholders to drive value.

Skills

Technical leadership

Architectural direction

AI in fintech

Stakeholder management

Tools

TypeScript

Python

Go

GraphQL

Kubernetes

BigQuery

Job description

We're looking for someone who leads and sets technical direction in equal measure. Someone who can make hard calls, navigate business trade-offs, and still walk into a room and have a genuinely useful conversation about architecture, credit decisioning, or how AI is changing the way great engineering teams work.

That combination is rare. That's why we're writing this. Few companies at this stage have this much cool stuff ahead of them.

What The Role Actually Is

You'll own the full technology function. That means setting direction, building the team, making trade-offs between speed and quality, and being a real contributor in leadership discussions about the business, not just the technical ones.

This role is inherently cross‑functional. The CTO's scope isn't tech alone, it's how technology creates value across every part of the business. How engineering decisions shape customer behaviour and the product experience. How technical choices affect our ability to expand, comply, and compete.

You'll be close to the work. Not because we expect you to write production code every day, but because we think good technical leadership requires genuine proximity. Something that's just lived and breathed, not performed. You must be the kind of person who finds that energising rather than beneath them.

The problems ahead of us are not just engineering problems. They're business problems, AI problems, regulatory problems and organisational problems at the same time. Credit decisioning across markets. Payments infrastructure. Scaling internationally. Multilingual AI systems. Understanding how customers actually behave and interact with financial products. Building a team that stays strong as we grow.

What We Think Matters

You've been here before. You've sat in a leadership team, made decisions that affected the whole business and have managed other leaders. You've scaled an organisation from scrappy to structured, without losing what made it good. If your experience is primarily hands‑on engineering management, this probably isn't the right next step.

You've scaled a modern B2C product company in fintech, lending, payments or another regulated financial environment where product, risk and engineering constantly influence each other. You understand the business well enough to have a real opinion in any room, not just the technical ones.

You lead well. People actually want to work for you and with you. You make decisions, give direction, and create clarity without creating politics.

You understand systems, trade‑offs and leverage. You're comfortable making difficult calls with incomplete information and you don't need the picture to be fully clear before you act.

You care about impact. Not just shipping things but actually moving the needle for customers and the business. You know what good looks like and it bothers you when things aren't and you don't really know how to turn that off. That's just how you're wired.

And you're genuinely excited by AI. Not just following the discourse, but actually building with it, thinking about it, and probably annoying people at dinner parties with it. You're the person who can't stop thinking about what it changes. For products, for engineering teams, for financial services, and probably for a lot of other things too.

Technically, we work with TypeScript, Python, Go, GraphQL, React Native, Kubernetes, BigQuery and GCP. The stack matters less than the judgment you bring to it.

This role is based in Stockholm. We're at a stage where leadership needs to be embedded, close to the teams and part of how the culture develops. That's not negotiable, but we think if this role is right for you, it won't feel like a compromise.

We offer a competitive salary and meaningful equity. This is real skin in the game, we're profitable and growing, and we want you to feel that.

If this sounds like the kind of problem you want to work on, we'd like to hear from you.

Anyfin is a fintech on a mission to simplify loan repayments and improve the financial well‑being of millions. We help consumers reduce the costs of high‑interest loans, and take control of their repayment plan.