Strategic Credit Analyst: Data-Driven Growth & Risk

Northmill Bank; Stockholms kommun; Sur place; SEK 500 000 - 700 000; Plein temps

Avantages offerts par ce poste

Wellness allowance

Office Stockholm location

Conference abroad every other year

Breakfast and fruits daily

Résumé du poste

Northmill Bank is seeking a Credit Analyst to balance sustainable growth with responsible risk management. You will work across the credit lifecycle from customer origination to portfolio monitoring, using data-driven analysis to refine policies and optimise performance.

Reporting to the Head of Credit Risk for B2C, you will translate complex analyses into actionable recommendations, collaborating with Risk, Data, Product and Marketing to support growth while safeguarding profitability.

Qualifications

• Bachelor's or Master's degree in a relevant field.
• Experience as a Credit Analyst, Data Analyst or similar analytical role.
• Strong analytical skills and attention to detail.
• Experience using SQL and Snowflake for data querying and manipulation.
• Advanced Excel skills.
• Experience with AI tools such as Claude and/or Cursor in day-to-day analysis.
• Fluency in Swedish and English, written and spoken.

Responsabilités

• Analyse credit performance and identify opportunities to improve Northmill's credit policies and lending strategies.
• Continuously monitor lending portfolios throughout the credit lifecycle, identifying trends and risks.
• Develop data-driven recommendations and present proposals to the Credit Committee.
• Follow up on changes and evaluate impact on portfolio performance and profitability.
• Collaborate with Data Scientists on developing and improving credit models.
• Work with Data Engineers to ensure data infrastructure supports credit analysis.
• Partner with Product and Marketing to balance lending growth, revenue and risk.
• Represent the Credit function in cross-functional projects and drive initiatives.

Connaissances

SQL

Snowflake

Advanced Excel

AI tools (Claude/Cursor)

Bilingual Swedish-English

Credit analysis

Data analysis

Stakeholder communication

Formation

Bachelor's/Master's

Outils

SQL

Snowflake

Description du poste

Northmill Bank is seeking a Credit Analyst to balance sustainable growth with responsible risk management. You will work across the credit lifecycle from customer origination to portfolio monitoring, using data-driven analysis to refine policies and optimise performance.

Reporting to the Head of Credit Risk for B2C, you will translate complex analyses into actionable recommendations, collaborating with Risk, Data, Product and Marketing to support growth while safeguarding profitability.