Senior Risk Analyst Americas

Framework Ventures; Göteborgs kommun; On-site; SEK 1,159,420 - 1,545,894; Full time

Benefits offered by this job

Health/dental insurance

Parental leave

Profit sharing

401(k)

Tuition reimbursement

Flexible work options

Job summary

Zinnia is seeking an experienced Enterprise Risk professional to lead governance, risk assessment, and reporting across fraud, model risk, and AI governance. You will strengthen frameworks, deliver dashboards, and partner with stakeholders to drive informed decision-making.

Required are 8+ years of risk experience, a bachelor’s degree in a related field, and strong communication with the ability to influence across the organization.

Qualifications

• 8+ years of experience in Enterprise Risk, Operational Risk, Fraud Risk, and/or Model Risk.
• Experience with risk governance and reporting; familiarity with AI or model governance frameworks preferred.
• Bachelor’s degree in Risk Management, Finance, or related discipline.
• Strong communication and ability to influence across the organization.
• Experience in a regulated or technology-driven industry is preferred.

Responsibilities

• Strengthen and maintain the Enterprise Risk Management Framework (ERMF) and support risk committee governance.
• Develop enterprise-wide risk reports, dashboards, and KRIs to provide actionable insight.
• Partner with Operations and Compliance to assess fraud risk exposures and monitor control effectiveness.
• Advance governance and oversight of model and AI/ML risks including validation and monitoring.
• Identify and implement process improvements and promote risk culture across the organization.

Skills

Analytical

Writing

Presentation

Detail-oriented

Collaboration

Influence

Education

Bachelor’s degree in Risk Management/Finance or related discipline

Tools

AuditBoard

Archer

MetricStream

Excel

Visio

PowerPoint

Job description

WHO WE ARE

Zinnia is the leading technology platform for accelerating life and annuities growth. With innovative enterprise solutions and data insights, Zinnia simplifies the experience of buying, selling, and administering insurance products. All of which enables more people to protect their financial futures. Our success is driven by a commitment to three core values: be bold, team up, deliver value – and that we do. Zinnia has over $180 billion in assets under administration, serves 100+ carrier clients, 2500 distributors and partners, and over 2 million policyholders.

WHO YOU ARE

You’re a strategic, detail-oriented, experienced operational risk professional who thrives at the intersection of risk assessments, governance, and fintech innovation. You understand that strong risk oversight enables smarter decision-making and sustainable growth. You have hands‑on experience in enterprise risk assessments, reporting and frameworks, a solid grasp of fraud and AI/model risk, and a curiosity for how emerging technologies reshape the risk landscape. You’re collaborative, intellectually curious, a strong communicator, and comfortable influencing across all levels of the organization.

WHAT YOU’LL DO

Governance & Frameworks

Strengthen and maintain the Enterprise Risk Management Framework (ERMF) to ensure consistent risk identification, assessment, and reporting. Support risk committee governance including materials, dashboards, and executive‑level reports for Management and Board committees. Maintain and enhance risk policies, standards, and procedures, ensuring alignment with regulatory and internal governance requirements. Coordinate Risk and Control Self‑Assessments (RCSAs) and enterprise risk taxonomy updates across business functions. Perform RCSAs as needed.

Risk Reporting & Analytics

Develop and produce enterprise‑wide risk reports, dashboards, and Key Risk Indicators (KRIs) that provide actionable insight. Aggregate and analyze data from multiple risk domains to identify trends, emerging risks, and concentrations. Leverage business data to improve visualization and automate risk reporting. Partner with teams to translate risk data into clear, concise narratives for senior leadership.

Fraud Risk Oversight

Partner with Operations and Compliance to assess fraud risk exposures across processes, systems, and products. Support the design of fraud risk frameworks, metrics, and reporting to track trends and control effectiveness. Review fraud detection systems and analytics, contributing to governance and escalation protocols.

Model & AI Risk Management

Support governance and oversight of model and AI/ML risks, including validation, monitoring, and performance reporting. Collaborate with Data and Technology teams to promote responsible AI use and adherence to model governance standards. Track and report on model inventory, performance, and emerging AI‑specific risks such as bias, explainability, or hallucinations.

Continuous Improvement & Risk Culture

Identify and implement process enhancements to improve efficiency, transparency, and consistency in risk management. Champion risk culture by supporting training, communication, and awareness initiatives across the organization.

WHAT YOU’LL NEED

Education & Experience

Bachelor’s degree in Risk Management, Finance, or a related discipline. 8+ years of experience in Enterprise Risk, Operational Risk, Fraud Risk, and/or Model Risk, ideally in a regulated or technology‑driven industry. Demonstrated experience with risk governance and reporting; familiarity with AI or model governance frameworks is strongly preferred.

Technical Skills

Proficiency in GRC tools (e.g., AuditBoard, Archer, MetricStream) and data visualization. Advanced Excel, Visio and PowerPoint skills for analysis and reporting. Understanding of risk frameworks (COSO ERM, ISO 31000) and regulatory guidance on model and fraud risk management. Familiarity with data analytics a plus.

Professional Competencies

Strong analytical, writing, and presentation skills. Detail oriented. Ability to synthesize complex information into clear insights. Collaborative mindset with the ability to influence without authority. Organized, proactive, and comfortable managing competing priorities. Strong professional communication skills.

WHAT’S IN IT FOR YOU?

Opportunity to shape the evolution of enterprise risk governance and reporting in a fast‑paced, innovative environment. Exposure to cutting‑edge risk domains, including AI governance and fraud analytics. Direct visibility with senior leadership and Board‑level committees. A collaborative culture that values curiosity, accountability, and continuous learning. Competitive compensation, professional development support, and flexible work options.

Benefits

Zinnia offers excellent career progression and competitive compensation with the goal of retaining and growing talented team members. The salary range for this role is $120,000 – $160,000. All offers presented to candidates are carefully reviewed to ensure fair, equitable pay by offering competitive salaries that align with the individual’s skills, education, experience, training, and geographic location. The range may vary above or below the stated amounts. We offer great benefits, including health/dental insurance, parental leave, profit sharing, 401(k), incentive/bonus opportunity, tuition reimbursement, and so much more. We’re looking for the best and brightest innovators in the industry to join our team. At Zinnia, you collaborate with smart, creative professionals who are dedicated to delivering cutting‑edge technologies, deeper data insights, and enhanced services to transform how insurance is done.

Visit our website at www.zinnia.com for more information. Apply by completing the online application on the careers section of our website. We are an Equal Opportunity employer committed to a diverse workforce. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability.