Senior Fraud Risk & Controls Manager (2nd Line)

Klarna; Stockholms kommun; Hybrid; SEK 1,000,000 - 1,600,000; Full time

Benefits offered by this job

Hybrid work setup

Job summary

Klarna is seeking a senior fraud risk professional to lead second-line risk activities including taxonomy, risk appetite, and KPI governance. You will challenge first-line controls, assess ML models, and report to risk committees.

Collaboration with regulatory and internal stakeholders is essential. You will influence product strategies, coordinate with Compliance, Legal, and Internal Audit, and stay ahead of PSD2, AML, and other regulatory changes while maintaining robust risk controls across

Qualifications

• 7+ years of fraud or risk experience in payments or lending.
• Experience applying risk frameworks and governance to scale.
• Ability to review models and interpret performance metrics.

Responsibilities

• Define fraud risk taxonomy, appetite statements and KRIs.
• Own risk assessments and run periodic evaluations.
• Test first-line controls, including rules and ML models.
• Challenge risk acceptance decisions with business owners.
• Produce fraud risk MI and dashboards for committees.
• Monitor emerging fraud typologies and incidents.
• Provide risk perspective on new products and markets.
• Maintain fraud risk policy and align with PSD2/AML rules.
• Coordinate with Compliance, Legal and Internal Audit on cadence.

Skills

Fraud risk

Stakeholder mgmt

Regulatory knowledge

Model evaluation

Education

Bachelor's degree in a relevant field

Tools

Rules engines

ML models

Job description

Klarna is seeking a senior fraud risk professional to lead second-line risk activities including taxonomy, risk appetite, and KPI governance. You will challenge first-line controls, assess ML models, and report to risk committees.

Collaboration with regulatory and internal stakeholders is essential. You will influence product strategies, coordinate with Compliance, Legal, and Internal Audit, and stay ahead of PSD2, AML, and other regulatory changes while maintaining robust risk controls across