Senior AML Specialist - Second-Line Oversight (Stockholm)

emagine; Sweden; On-site; SEK 900,000 - 1,100,000; Full time

Job summary

emagine is seeking experienced AML specialists to support a regulated financial services organisation. Location is Stockholm with 2–3 days onsite per week and start as soon as possible.

The role sits primarily in the Second Line of Defence, focusing on independent oversight of AML activities, SAR processes, and regulatory readiness. Strong regulatory judgement, analytical skills and clear communication with senior stakeholders are essential.

Qualifications

• Several years of experience in AML or financial crime within a regulated environment.
• Strong SAR experience: investigation, drafting, review or filing.
• Understanding of AML regulatory thresholds and typologies.
• Ability to exercise independent judgement in complex cases.
• Experience reviewing investigations for quality and defensibility.
• Strong written and verbal communication skills for regulatory decisions.
• Ability to work independently and collaborate with stakeholders.
• Structured, analytical, risk-based problem-solving approach.

Responsibilities

• Review and approve SARs in accordance with applicable regulatory requirements and delegated authorities.
• Review AML investigations and SAR narratives for quality, completeness, consistency and defensibility.
• Provide structured and constructive feedback to investigation teams.
• Identify complex, sensitive or high-risk cases requiring escalation.
• Perform second-line oversight of AML controls, including assessment of Transaction Monitoring effectiveness.
• Conduct thematic reviews covering SAR outcomes, escalation decisions, investigation quality and relevant financial crime typologies.
• Assess whether AML risks are appropriately identified and mitigated across products, services and customer segments.
• Analyse AML metrics, trends and management information to identify control weaknesses, emerging risks or deterioration in control performance.
• Contribute to AML risk assessments relating to new products, material changes and control enhancements.
• Support governance activities, documentation and clear delineation of responsibilities between AML and Compliance functions.
• Contribute to regulatory readiness by ensuring that AML risks, controls and decisions are appropriately documented and evidenced.

Skills

AML / Financial Crime

SAR processes

Regulatory judgement

Analytical skills

Independent working

Communication skills

Job description

emagine is seeking experienced AML specialists to support a regulated financial services organisation. Location is Stockholm with 2–3 days onsite per week and start as soon as possible.

The role sits primarily in the Second Line of Defence, focusing on independent oversight of AML activities, SAR processes, and regulatory readiness. Strong regulatory judgement, analytical skills and clear communication with senior stakeholders are essential.