Product Owner - Cards Transactions

Solaris; Sweden; Hybrid; SEK 827,631 - 993,158; Full time

Benefits offered by this job

Home office budget

Learning & development budget €1000/yr

Competitive salary

Meal allowance

Deutschland ticket subsidy

28 vacation days (+2/3 with Solaris)

Work abroad up to 12 weeks/yr

Job summary

Solaris is seeking a Product Owner for Cards processing. You will lead card-based offerings, shaping vision aligned with Solaris' objectives and collaborating with engineering to drive end-to-end development, release and rollout of card-related features.

You will balance interests of business partners, end-customers, schemes and third-party providers, translating complexity into clear business value while enabling growth and innovation.

Qualifications

• 3+ years experience as Product Owner in the Cards processing space.
• Deep expertise in payment processing with direct Visa/MasterCard integrations.
• Mastering complex authorization and settlement flows; familiar with ISO formats.
• Knowledge of PSD2, PCI DSS and card schemes for compliant product development.
• Strong documentation and ability to align stakeholders on product vision.

Responsibilities

• Develop and articulate a clear product vision for card-based offerings.
• Collaborate with engineering to drive end-to-end development, release and rollout.
• Balance interests of partners, customers, schemes and third-party providers.
• Translate technical complexity into clear business value for stakeholders.

Skills

Product Owner

Payment processing

Card networks & schemes

PSD2 & PCI DSS

Documentation

Stakeholder management

English communication

Job description

Solaris is Europe's leading embedded finance platform. Solaris’ full German banking license and proprietary modular B2B tech stack empowers its partners – from SMEs to large, multinational, non-financial companies – to offer compliant, customer‑centric banking services, providing seamless experiences to customers across all industries. Founded in 2016, Solaris pioneered the Banking-as-a-Service market with an unparalleled combination of tech and banking. Solaris is headquartered in Berlin and employs 300 people in Europe.

Your Role

• You are part of the team responsible for Cards products, Card processing and the Card Management APIs in Solaris
• Develop and articulate a clear product vision for our card‑based offerings, along with the company's overall objectives
• Collaborate closely with the engineering team to drive efficiently the end‑to‑end development, release and rollout of card‑related features, products and processes
• You bring together the interests of business partners, end‑customers, schemes, third‑party providers and Solaris around features and negotiate their priorities and scope

Depending on your level of experience, your responsibilities and scope of role will range. We don’t care much about fancy titles, but rather about real personal and professional development, as laid out in our learning framework. Let’s figure together out how you can contribute to our team.

Qualifications

• You have 3+ years experience as Product Owner in the Cards processing space
• Deep expertise in payment processing, working on direct integrations with Visa and MasterCard (preferably on issuing side)
• You have deep expertise in payment processing and processor integration with a proven ability in mastering complex authorization and settlement flows
• You know processor interfaces inside and out, and are familiar with relevant file types and ISO standards
• Knowledge of payment networks, card schemes, and key industry regulations such as PSD2 and PCI DSS, enabling full compliance and innovation
• You like to drive products from concept to execution
• You’re skilled at navigating and balancing the needs of a diverse range of internal and external stakeholders, ensuring alignment on product requirements and vision
• You’re a champion of clear and detailed documentation, recognizing its critical role in successful product management and knowledge sharing
• You possess a strong growth mindset, driven by curiosity, empathy, and a deep sense of ownership over the product lifecycle
• You’re a good communicator in English, both written and verbal, adept at translating technical complexity into clear business value

Benefits

• Home office budget
• Learning & development budget of €1000 per year and a transparent growth framework to support your career goals
• Competitive salary and a variable remuneration program
• Monthly meal allowance
• Deutschland ticket subsidy
• 28 vacation days, increasing by 2 days after 2 years and 3 days after 3 years with Solaris
• Opportunity to work abroad for up to 12 weeks per year

Information on data processing:
DE: https://www.solarisgroup.com/gdpr_notice_de
EN: https://www.solarisgroup.com/gdpr_notice_en

At Solaris, we are committed to nurturing an inclusive environment, where all Solarians feel valued, respected and supported. We are dedicated to building a diverse workforce that reflects the diversity of our communities. We are committed to equal employment opportunity regardless of color, ethnicity, religion, sex, origin, disability, marital status, citizenship, or gender identity. We are proud to be an equal opportunity workplace. If you have a disability or special need that requires accommodation, please let us know.

The annual gross salary range for this position is: €75.000 — €90.000 EUR