SME Sales Representative

Morabaha Marena Installment Co.; Riyadh; On-site; SAR 80,000 - 100,000; Full time

Job summary

A financial services company in Riyadh is seeking a Financial Advisor to promote and sell products to small and medium enterprises. Responsibilities include assessing client needs, ensuring compliance, and achieving sales targets. Candidates should hold a Bachelor's degree in Finance and a Certified Credit Advisor certificate, with a minimum of 2 years of experience in the financial sector. Strong communication and relationship management skills are essential.

Qualifications

• Bachelor’s degree in Finance, Business Administration, or related field.
• Minimum 2 years of experience in the financial sector (SME banking, credit, or corporate sales).
• Certified Credit Advisor (CCA) certificate – Mandatory requirement.

Responsibilities

• Promote and sell financial products and services to SMEs.
• Identify and target potential SME clients and build business relationships.
• Assess clients' financial needs and recommend suitable financing solutions.
• Ensure compliance with credit policies and regulatory requirements.
• Prepare and submit accurate credit applications for approval.
• Achieve individual and team sales targets while maintaining customer satisfaction.
• Provide ongoing support to SME clients.

Skills

Communication skills

Relationship management

Financial analysis

Negotiation skills

Education

Bachelor’s degree in Finance

Certified Credit Advisor (CCA)

Tools

MS Office

CRM systems

Job description

Responsibilities

• Promote and sell financial products and services to Small and Medium Enterprises (SMEs).
• Identify and target potential SME clients, conduct meetings, and build strong business relationships.
• Assess clients’ financial needs and recommend suitable credit, loan, or financing solutions.
• Ensure compliance with internal credit policies and regulatory requirements.
• Prepare and submit accurate credit applications and documentation for approval.
• Achieve individual and team sales targets while maintaining high customer satisfaction.
• Provide after-sales service and ongoing support to SME clients.
• Collaborate with credit, risk, and operations teams to ensure smooth onboarding and service delivery.
• Monitor market trends and competitor activities within the SME financial sector.
• Prepare regular sales reports and pipeline updates for management.

Skills

• Bachelor’s degree in Finance, Business Administration, or related field.
• Minimum 2 years of experience in the financial sector (SME banking, credit, or corporate sales).
• Certified Credit Advisor (CCA) certificate – Mandatory requirement.
• Strong knowledge of credit assessment, lending products, and financial analysis.
• Excellent communication, negotiation, and relationship management skills.
• Proficiency in MS Office and CRM systems.