Senior Credit Underwriting Analyst

Al Raedah Finance; Riyadh; On-site; SAR 150,000 - 240,000; Full time

Job summary

Al Raedah Finance is seeking a Senior Credit Analyst focused on evaluating the creditworthiness of clients engaging in sophisticated transactions. The ideal applicant will have a BS degree in a relevant field, combined with 3-5 years of experience in credit analysis. Strong analytical skills and the ability to communicate effectively are necessary for maintaining high-quality credit proposals and supporting Kafalah cases.

Qualifications

• Minimum 3-5 years of related experience required.
• Must be Saudi nationality.

Responsibilities

• Review creditworthiness of individuals/businesses for complex transactions.
• Conduct risk calls and provide comprehensive reports.
• Train and supervise junior staff.

Skills

Strong communication and presentation skills

Proficiency in statistical packages and financial software

Sound judgment

Strong analytical and problem-solving skills

Excellent organizational skills and attention to detail

Education

BS degree in Accounting, Business, Economics, Finance, or related field

Job description

Bachelor of Commerce (Commerce), Bachelor of Arts (Economics)

Nationality

Any Nationality

Vacancy

1 Vacancy

Job Description

The Senior Credit Analyst will review the creditworthiness of individuals or businesses, particularly for more complex and sophisticated transactions, to determine the risk involved in lending money or extending credit.

Responsibilities

• Double-check documentation provided by clients and businesses for validity and availability.
• Assess customers with higher loan amounts.
• Support in Kafalah cases and work on all types of products provided by AlRaedah.
• Conduct risk calls and provide call reports.
• Write credit proposals and provide final trusted recommendations with clear reasons for approval or rejection.
• Improve the quality of credit proposals.
• Attend daily committee meetings to discuss cases.
• Train and supervise junior staff; learn and improve skills from senior team members.
• Provide reports upon request.
• Perform additional tasks as requested seasonally or based on policy updates and management requirements.

Qualifications and Experience

• Nationality: Saudi
• Minimum Qualifications: BS degree in Accounting, Business, Economics, Finance, or related field.
• Minimum Experience: 3-5 years of related experience.

Job Skills

• Strong communication and presentation skills.
• Proficiency in statistical packages and financial software.
• Sound judgment.
• Strong analytical and problem-solving skills.
• Excellent organizational skills and attention to detail.

Company Industry: Banking, Broking

Department / Functional Area: Insurance, Surveying, Actuary

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