SAP Deposits & Loans Expert

DXC Technology Inc.; Riyadh Region; On-site; USD 80,000 - 120,000; Full time

Job summary

A leading technology company is seeking an SAP Deposits & Loans Expert to drive the implementation of SAP Banking solutions. This position involves oversight of banking operations, focusing on deposits management and loan products. Candidates will engage directly with clients to ensure compliance and optimize product offerings, requiring a deep understanding of financial systems and regulatory requirements.

Qualifications

• 8–12 years of SAP Core Banking experience, focusing on Deposits or Loans.
• Proven experience in leadership roles within banking projects.
• Familiarity with regulatory frameworks (IFRS9, BCBS).

Responsibilities

• Lead implementation of SAP Banking solutions for Deposits and Loans.
• Design and configure customer account structures and loan contracts.
• Manage integration with financial systems like GL and collateral management.

Skills

Analytical thinking

Leadership

Strong communication skills

Education

Bachelor’s degree in Finance, Information Systems, or related field

SAP Certification in Banking Services

Project Management certification (PMP or equivalent)

Job description

SAP Deposits & Loans Expert page is loaded

SAP Deposits & Loans Expert

Apply locations SAU - RIYADH time type Full time posted on Posted 2 Days Ago job requisition id 51552031

Job Description:

Job Summary

The SAP Deposits & Loans Expert is responsible for leading end-to-end delivery of SAP Banking solutions covering Deposits Management and Loans Management. The role involves overseeing the implementation and optimization of customer account and lending products, ensuring regulatory compliance, operational accuracy, and full lifecycle support for banking operations.

This role requires expertise in SAP Banking Services (formerly BS 7.x), with a strong understanding of financial products, account structures, repayment plans, interest and fee handling, as well as integration with financial accounting. Direct engagement with banking clients is expected to gather requirements, map product behavior, and support production and audit-readiness.

Key Responsibilities

• Lead implementation of SAP Deposits and Loans modules (SAP DM and SAP CML)

• Design and configure customer account structures, loan contracts, payment schedules, and settlement rules

• Define interest calculation methods, charges, conditions, and payment flows

• Manage integration with FI-GL, BCA, TRM, and collateral management

• Coordinate technical teams for posting logic, mass runs, and batch processing

• Oversee regulatory and business reporting readiness (e.g., IFRS9, Basel compliance)

• Conduct workshops, define blueprint documents, and validate functional specs

• Ensure data migration and account conversion strategy is robust and audit-compliant

• Lead UAT, system validation, and cutover planning

• Provide go-live support, post-implementation tuning, and ongoing issue resolution

Required Qualifications & Skills

Education & Certifications

• Bachelor’s degree in Finance , Information Systems, or related field

• SAP Certification in Banking Services (Deposits or Loans Management) preferred

• Project Management certification (PMP or equivalent) is a plus

• Industry certifications in banking, lending, or risk are beneficial

Experience

• 8–12 years of SAP Core Banking experience, including at least 5 years in Deposits or Loans

• At least 2 years in a managerial or lead functional role

• Strong experience in commercial or retail banking projects involving SAP DM or CML

• Proven involvement in design, testing, and support of account lifecycle management processes

• At least 5 years of experience in the Banking sector

Technical & Functional Skills

• Expertise in:

• Deposits Management : Product definition, condition groups, account lifecycle events

• Loans Management (CML) : Contract setup, payment schedules, interest calculation, prepayment

• Integration knowledge with BCA, GL, TRM, and collateral management

• Familiarity with posting controls, events, and SAP banking-specific mass activities

• Understanding of financial accounting postings, valuation, and interest accruals

• Exposure to regulatory frameworks (IFRS9, BCBS, AML/KYC) as relevant to account and loan handling

• Ability to define and validate functional specifications for extensions

Soft Skills

• Strong communication skills with business and technical stakeholders

• Leadership and mentoring capability within functional teams

• Analytical thinking and structured problem-solving

• Documentation and process mapping discipline

• Ability to manage complex banking requirements under tight timelines

• Client-facing mindset with focus on delivery quality and compliance

Work Environment & Conditions

• Consulting environment supporting large-scale banking transformation programs

• Travel may be required within the Kingdom of Saudi Arabia

• Collaboration with international banking, finance, and technical teams

• Involvement in regulatory audits, compliance checks, and internal controls

• Participation in requirement gathering, testing cycles, and go-live planning

• Continuous learning via SAP certifications and regulatory updates

• Role requires precision, accountability, and deep understanding of banking operations

At DXC Technology, we believe strong connections and community are key to our success. Our work model prioritizes in-person collaboration while offering flexibility to support wellbeing, productivity, individual work styles, and life circumstances. We’re committed to fostering an inclusive environment where everyone can thrive.

Recruitment fraud is a scheme in which fictitious job opportunities are offered to job seekers typically through online services, such as false websites, or through unsolicited emails claiming to be from the company. These emails may request recipients to provide personal information or to make payments as part of their illegitimate recruiting process. DXC does not make offers of employment via social media networks and DXC never asks for any money or payments from applicants at any point in the recruitment process, nor ask a job seeker to purchase IT or other equipment on our behalf.More information on employment scams is available here .

Similar Jobs (3)

SAP SuccessFactors Talent Management Expert

locations SAU - RIYADH time type Full time posted on Posted 2 Days Ago

SAP Finance (FICO) Expert

locations SAU - RIYADH time type Full time posted on Posted 2 Days Ago

SAP HR Expert (Employee Central & HCM Payroll)

locations SAU - RIYADH time type Full time posted on Posted 2 Days Ago

DXC Technology (NYSE: DXC) helps global companies run their mission-critical systems and operations while modernizing IT, optimizing data architectures, and ensuring security and scalability across public, private and hybrid clouds. The world's largest companies and public sector organizations trust DXC to deploy services to drive new levels of performance, competitiveness, and customer experience across their IT estates. Learn more about how we deliver excellence for our customers and colleagues atDXC.com .