Portfolio Manager, Sharia SME Lending

Selby Jennings; Saudi Arabia; On-site; SAR 80,000 - 150,000; Full time

Job summary

An established industry player is seeking an experienced Portfolio Manager to lead Sharia-compliant SME lending initiatives in Saudi Arabia. This role involves overseeing a diverse portfolio, conducting credit assessments, and ensuring compliance with Sharia principles. The ideal candidate will have a deep understanding of the Saudi Arabian market and a proven track record in transaction structuring and stakeholder management. Join a forward-thinking firm that values strategic insights and offers a unique opportunity to contribute to its growth in the region. If you are passionate about finance and eager to make an impact, this position is perfect for you.

Qualifications

• Experience in Sharia SME lending and portfolio management is essential.
• Strong understanding of Sharia-compliant financial products and practices.

Responsibilities

• Oversee Sharia-compliant SME loans, ensuring risk and profitability alignment.
• Structure complex SME lending deals tailored to client needs.

Skills

Sharia-compliant SME lending

Portfolio management

Credit assessments

Transaction structuring

Market analysis

Stakeholder management

Financial analysis tools

Communication skills

Education

Bachelor's degree in Finance

Advanced degree or certification

Tools

Portfolio management software

Job description

Company Overview:

Our client is a leading asset management arm specialising in short-term private debt strategies. We are seeking an experienced Portfolio Manager specialising in Sharia-compliant SME lending to join a newly created business unit in Saudi Arabia. This role will focus on ensuring a balanced approach to risk and profitability while contributing to the growth and strategic objectives of the firm. The ideal candidate will possess a deep understanding of SME lending within the Saudi Arabian market and Sharia-compliant financial products.

Key Responsibilities:

Portfolio Management:

• Oversee a portfolio of Sharia-compliant SME loans, ensuring alignment with risk appetite and profitability goals.
• Conduct credit assessments and maintain compliance with Sharia principles and trade regulations.

Transaction Structuring & Execution:

• Structure complex SME lending deals tailored to specific client needs, balancing risk and return.
• Collaborate with internal teams to ensure smooth execution and compliance with Sharia principles.
• Optimise SME lending offerings to support client business goals, enhancing competitive advantage in the market.

Market Analysis & Strategic Insights:

• Stay informed on market trends, geopolitical events, and regulatory changes that may impact the SME lending portfolio.
• Provide strategic insights based on market analysis to enhance decision-making and portfolio strategy.
• Develop and present quarterly performance reports, including insights into portfolio trends and areas for improvement.

Stakeholder Management:

• Work closely with cross-functional teams, including relationship management, risk, legal, and operations, to ensure seamless lending processes.
• Develop strong relationships with external clients, providing expertise and guidance on Sharia-compliant SME lending products and services.
• Act as a representative of the firm in industry events and forums to foster relationships with key stakeholders.

Qualifications and Experience:

• Bachelor's degree in Finance, Economics, Business, or a related field; advanced degree or certification.
• Experience in Sharia SME lending, portfolio management, private credit, or related fields within the banking or financial services industry in Saudi Arabia is a necessity.
• Strong understanding of Sharia-compliant financial products and SME lending practices.
• Demonstrated experience in transaction structuring, and portfolio management.
• Knowledge of global trade regulations, AML, and compliance requirements.
• Excellent analytical, communication, and presentation skills.
• Proficiency in financial analysis tools and portfolio management software.

This is an excellent opportunity to join a leading and well established firm as they are expanding into Saudi Arabia. Please apply now if you are eager to hear more about this opportunity.