Director, Private Banking ( Saudi Nationals )

First Abu Dhabi Bank (FAB); Jeddah, Makkah Al Mukarramah; On-site; SAR 180,000 - 240,000; Full time

Job summary

A leading bank in Saudi Arabia seeks a Credit Business Support professional to enhance credit growth and revenue. The role involves engaging with clients, assessing financial needs, and developing tailored lending solutions. Candidates should have a Bachelor's degree and extensive experience in credit activities.

Qualifications

• Saudi Nationals eligible for application.
• 7 years' experience in credit related activities required.

Responsibilities

• Support growth of credit business through client engagement.
• Lead client’s financial needs assessment and provide tailored credit solutions.
• Responsible for monitoring credit utilization and ensuring lending integrity.

Skills

Credit Analysis

Client Engagement

Market Insight

Team Collaboration

Education

Bachelor’s degree in business administration or relatable

Job description

Company Description

First Abu Dhabi Bank is an inclusive environment where each person values the experiences, perspectives, ideas and beliefs of others. We’re in a unique position to learn from all our colleagues, combining international experience with deep cultural knowledge and local expertise. At FAB, you’ll have the support of your team and a strong relationship with your line manager, who will trust you with responsibility and recognize your good performance. As we embrace different ways of seeing the world, listening to each other and respecting different viewpoints, we grow stronger – together

Job Description

Responsible for supporting the growth of the credit business (volume) and revenue growth within W&PB through proactive engagement with relationship managers, Head of businesses, clients, risk management, legal and compliance, and others as may be required.

Lead the business monitoring of credit utilization/limits and ensure appropriate coverage engagement to safeguard client and bank interest.

Maintaining insight of market trends, being fully knowledgeable of Group’s credit framework and appetite, and developing tailored credit solutions i.e. pro-actively identify and implement new lending opportunities.

Contribute towards credit income and volume targets via the provision of viable credit solutions, whether through discretionary or programmed lending framework.

Lead assessment of client’s financial needs and risk tolerances/appetite and ensure that the client segments offer the most appropriate lending options including restructuring considerations.

Leading the preparation of relevant investment term sheets with leverage, credit proposals, credit documentation and engagement to procure relevant approvals in coordination with stakeholders.

Engagement with peers (credit) in relation to credit advisory proposition across multiple booking jurisdictions (onshore and offshore) and asset classes.

Building value propositions in liaison with Heads of Businesses, RMs and clients across the EPB client segments.

Provide continued briefing sessions/ trainings, and where appropriate one-on-one engagement.

Maintain lending integrity whilst having full comprehension of all relevant lending policies.

Regular engagement with risk, legal and other enablement functions and ensures continued partnership.

Develop, and enhance where relevant credit processes, procedures and controls.

Work extensively with the Credit team in extraordinary situations of Margin Call and Liquidation being triggered on client holdings.

Responsible for any lending program and product development for Private Banking KSA.

Responsible for supporting the growth of the credit business (volume) and revenue growth within W&PB through proactive engagement with relationship managers, Head of businesses, clients, risk management, legal and compliance, and others as may be required.

Lead the business monitoring of credit utilization/limits and ensure appropriate coverage engagement to safeguard client and bank interest.

Maintaining insight of market trends, being fully knowledgeable of Group’s credit framework and appetite, and developing tailored credit solutions i.e. pro-actively identify and implement new lending opportunities.

Contribute towards credit income and volume targets via the provision of viable credit solutions, whether through discretionary or programmed lending framework.

Lead assessment of client’s financial needs and risk tolerances/appetite and ensure that the client segments offer the most appropriate lending options including restructuring considerations.

Leading the preparation of relevant investment term sheets with leverage, credit proposals, credit documentation and engagement to procure relevant approvals in coordination with stakeholders.

Engagement with peers (credit) in relation to credit advisory proposition across multiple booking jurisdictions (onshore and offshore) and asset classes.

Building value propositions in liaison with Heads of Businesses, RMs and clients across the EPB client segments.

Provide continued briefing sessions/ trainings, and where appropriate one-on-one engagement.

Maintain lending integrity whilst having full comprehension of all relevant lending policies.

Regular engagement with risk, legal and other enablement functions and ensures continued partnership.

Develop, and enhance where relevant credit processes, procedures and controls.

Work extensively with the Credit team in extraordinary situations of Margin Call and Liquidation being triggered on client holdings

Responsible for any lending program and product development for Private Banking KSA.

Qualifications

Saudi Nationals

Bachelor’s degree in business administration or relatable

7 years' Experience in Credit related activities.