Credit Officer

M Hotel Al Dana Makkah By Millennium; Makkah Al Mukarramah; On-site; SAR 65,000 - 90,000; Full time

Job summary

Un hôtel de premier plan à Makkah recherche un Credit Officer pour gérer les activités liées au crédit. Le candidat idéal aura une solide expérience dans l'évaluation des demandes de crédit et la gestion des risques financiers. Cette position offre l'opportunité de contribuer significativement à la culture de contrôle du crédit dans le département financier de l'hôtel.

Qualifications

• Expérience en gestion du crédit et des conflits.
• Notions de conformité financière.
• Capacité d'analyse des données de crédit.

Responsibilities

• Évaluer les demandes de crédit des clients.
• Suivre les comptes clients pour le respect des conditions.
• Collaborer avec le responsable du crédit sur les questions de crédit.

Skills

Creditworthiness assessment

Risk management

Communication

Data analysis

Compliance

Job description

As a Credit Officer, you will play a key role in managing credit-related activities, including assessing credit applications, monitoring accounts, and ensuring compliance with credit policies. Your responsibilities will contribute to effective credit control and risk management within the finance department.

Key Job Responsibilities:

1. Evaluate credit applications from customers and partners, assessing their creditworthiness.
2. Recommend credit limits and terms in line with company policies and industry standards.
3. Monitor customer accounts for adherence to credit terms and payment schedules.
4. Identify and address overdue accounts and potential credit risks.
5. Maintain accurate records of credit-related activities.
6. Maintain communication with customers and partners regarding credit terms, outstanding balances, and payment schedules.
7. Address customer inquiries and resolve credit-related issues.
8. Ensure compliance with credit policies and procedures.
9. Assist in implementing credit control measures to minimize risk exposure.
10. Collaborate with the Credit Manager on credit-related matters.
11. Generate reports on credit performance, aging balances, and credit limits.
12. Analyze credit data to identify trends and opportunities for improvement.
13. Provide regular updates to the Credit Manager and head of finance.
14. Ensure compliance with financial regulations and company policies related to credit.
15. Assist in internal and external audits related to credit and accounts receivable.
16. Collaborate with procurement and suppliers to negotiate favorable credit terms.
17. Monitor vendor performance and adherence to credit agreements.
18. Maintain positive relationships with customers and partners, fostering trust and collaboration.
19. Operate in a safe and environmentally friendly manner, prioritizing health and safety, as well as environmental conservation.
20. Adhere to hotel environmental, health, and safety procedures and policies.