Credit Manager / مدير إئتمان

Morabaha Marena Installment Co.; Riyadh; On-site; SAR 60,000 - 90,000; Full time

Job summary

A financial services company in Riyadh is seeking a Credit Analyst to assess credit applications, develop policies, and ensure compliance with regulations. Candidates should have strong financial analysis skills, knowledge of credit regulations, and proficiency in Microsoft Excel. The role involves analyzing financial statements, preparing reports, and mentoring junior staff.

Responsibilities

• Assess credit applications and determine risk levels.
• Develop and implement credit policies and procedures.
• Approve or reject loan and credit requests.
• Analyze financial statements and customer credit history.
• Ensure compliance with legal and regulatory standards.
• Prepare reports on credit risk and outstanding accounts.
• Train and mentor credit analysts or junior staff.

Skills

Financial analysis

Credit risk assessment

Credit regulations knowledge

Microsoft Excel

Financial modeling

Negotiation skills

Decision-making skills

Time management

Organizational skills

Job description

Key Responsibilities

• Assess credit applications and determine risk levels


• Develop and implement credit policies and procedures


• Approve or reject loan and credit requests


• Analyze financial statements and customer credit history


• Ensure compliance with legal and regulatory standards


• Prepare reports on credit risk and outstanding accounts


• Train and mentor credit analysts or junior staff

Skills

• Proficient in financial analysis and credit risk assessment.


• Strong knowledge of credit regulations and compliance.


• Excellent proficiency in Microsoft Excel and financial modeling software.


• Strong negotiation and decision-making skills.


• Effective time management and organizational skills.