QNB3823 - Senior Associate Transaction Services (Qatarization)

QNB Group

Doha

On-site

QAR 55,000 - 80,000

Full time

8 days ago

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Job summary

QNB Group in Doha is seeking a Remittance Officer to handle outward and inward remittance processing, salary transfers and related activities for its retail, corporate and government clients. You will ensure compliance with AML rules, SLAs, and record-keeping while supporting cross‑functional teams.

The role requires a Bachelor’s degree and at least 2 years of relevant banking experience, plus strong English and Arabic communication skills.

Qualifications

Bachelor’s degree required in a related field and relevant experience.
At least 2 years of relevant banking operations experience.
Fluency in English and Arabic in oral and written communication.

Responsibilities

Process outward and inward remittance requests and salary transfers for retail, corporate and government clients.
Balance and monitor related accounts to ensure timely clearance and avoid losses.
Adhere to AML rules, regulatory requirements and internal policies; provide data to auditors and compliance teams.
Maintain records and ensure timely completion of all remittance tasks within SLAs.

Skills

Attention to detail

English and Arabic communication

Multitasking

Team player

Education

Bachelor's degree in Marketing

Bachelor's degree in Banking

Bachelor's degree in Finance

Bachelor's degree in Accounting

Bachelor's degree in Economics

Bachelor's degree in Information Technology

Tools

SWIFT terminals

MS Office

Job description

About QNB

Established in 1964 as the country’s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.

About QNB

Established in 1964 as the country’s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.

QNB Group’s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.

QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard & Poor’s (A), Moody’s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.

Based on the Group’s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.

QNB Group has an active community support program and sponsors various social, educational and sporting events.

Job Purpose Summary

The incumbent will be responsible for timely and accurate processing of outward and inward remittance requests including salary transfers, process clearing and collections activities(inward/outward) and post-dated cheques (PDCs) for the Group’s retail, corporate and governmental entities/clientele. In doing so, the incumbent will adhere to the approved policy/ procedures and related processes in place for processing the same.

Essential Duties & Responsibilities By Dimensions

Shareholder & Financial:

Perform daily balancing of the related suspense/ transit accounts used for processing outward/ inward remittance requests and notifying the Supervisor Remittance of long outstanding transactions that have not yet been cleared for initiation of timely follow-up in this regard and thereby help avoid any losses to the Group on account of such transactions.

Implements KPI’s and best practices for Senior Associate, Transaction Services role.

Act within the limits of the powers delegated to the incumbent.

Customer (Internal & External):

Provide adequate and efficient remittance processing, bulk processing services (i.e. clearing/collection, salary transfers, post-dated cheques (PDCs) to internal customers including QNB domestic branches and thereby help them serve external customers including retail/corporate and government customers in a more efficient manner, resulting in increased external customer satisfaction levels.

To assist customers in all their queries on Bank’s product and seek solution to their requests.

Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/units to achieve improvements in turn-around time.

Build and maintain strong/effective relationships with related departments/units to achieve the Group’s objectives.

Provide timely/accurate data to external/internal Auditors, Compliance, Financial Control and Risk when required.

Internal (Processes, Products, Regulatory):

Adhere to the established processes and controls (automated/ manual) to prevent/ detect the transfer of funds to/ from potentially suspect countries, banks, individuals, entities to ensure compliance with applicable anti-money laundering (AML) rules/ regulations.

Adhere to the existing and approved policies/ procedures pertaining to processing of outward/ inward remittances and applicable QCB regulations in this regard.

Ensure any suspicious transactions identified are timely informed to and discussed with the Supervisor Corporate/ his superior for resolution and if required, reported to the Head of AML (reporting to Group Compliance).

Constantly strive to reduce/minimize all kinds of errors while processing requests pertaining to the department.

Ensure all requests received during the day are completely, accurately and timely processed within the prescribed TAT and that any pending items are identified and promptly attended to on the following day.

Maintain proper and adequate records/documents with respect to all processes pertaining to the department and to ensure the same is in line with the policy/ procedures and pertinent regulatory requirements.

Ensure that duly authorized mandates are received from the corporate/ government clients pertaining to salary transfer requests, along with the respective employee-related information, prior to processing such transactions.

Ensure efficient, complete and accurate transaction processing, operability of related systems and adherence to established/approved procedures.

With regards to swift transfers, liaise with the help desk function for resolving SWIFT/tested telex related issues.

Learning & Knowledge:

Possess knowledge of developments in fund transfer and SWIFT operations, including but not limited to best practices, pertinent legal requirements and system advancements.

Possess knowledge of developments in bulk processing systems/ operations and collection rules/ regulations

Ensure high standards of confidentiality to safeguard commercially sensitive information including information pertaining to fund transfers.

Legal, Regulatory, and Risk Framework Responsibilities:

Comply with all applicable legal, regulatory and internal compliance requirements including, but not limited to, Group Compliance Policies and Procedures (AML & CTF, Sanctions Policy, Data Protection Policy, Fraud Control Policy, Whistle Blowing Policy, Conflict of Interest and Insider Dealing Policy).

Understand and effectively perform your role under the Three Lines of Defense principle to identify measure, monitor, manage and report risks.

Ensure systematic good outcomes for clients in accordance with Conduct Risk policy.

Support the framework of RCSA, KRI, Incident reporting and remediation, as appropriate, in accordance with the Operational Risk Management requirements.

Maintain appropriate knowledge to ensure full qualification to undertake the role.

Complete all mandatory training provided by the Bank, attain, and maintain the required levels of competence.

Attend mandatory (internal and external) seminars as instructed by the Bank.

Other:

Ensure high standards of data protection and confidentiality to safeguard commercially sensitive information.

Maintaining utmost confidentiality concerning customer and internal bank information obtained during the course of business and provide such information on a need-to-know basis only to Senior Management of QNB, Audit and Compliance functions, and relevant Regulators.

Maintain high professional standards to uphold QNB's reputation and to strengthen its market leadership position.

All other ad hoc duties/activities related to QNB that management might request from time to time.

Education/Experience Requirements

Bachelor's degree University Graduate/preferred with a Major in Marketing, Banking, Finance, Accounting, Economics, Business Administration or Information Technology (related field of study)

At least 2 years of relevant experience, preferably within a highly rated international bank / banking operation

Good oral and written communication skills in English and Arabic.

Computer literacy and knowledge in MS Office and banking applications.

Knowledge of the remittance/collection rules/regulations, including pertinent regulatory directives (including AML rules/ regulations) and related best practices.