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A leading financial technology company is seeking a Software Engineer II, Backend, focused on consumer authentication. You will work on key architecture initiatives and enhance the account creation experience for customers. Ideal candidates have experience in backend systems with skills in Kotlin or Java, and are passionate about improving security features. This position allows for remote work and offers attractive benefits such as comprehensive health care coverage and flexible spending wallets.
Remote US
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
The Consumer Authentication Engineering team provides a seamless account creation and access experience for Affirm customers. The goal of the team is to secure the assets and loans of Affirm customers by protecting them through several security and fraud levers. The team is responsible for account recovery, and management—balancing a frictionless consumer experience with strong protections against both accidental and malicious account takeovers (ATO), while meeting evolving regulatory and compliance requirements.
We are looking for a highly motivated Backend engineer to work in the Consumer Authentication team on several key architecture and product initiatives. You will also be responsible for building optimizations through experimentation and improving the conversion metrics.
Base Pay Grade - L
Equity Grade - 6
Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).
USA base pay range (CA, WA, NY, NJ, CT) per year: $160,000 - $210,000
USA base pay range (all other U.S. states) per year: $142,000 - $192,000
Employees new to Affirm typically come in at the start of the pay range.
#LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
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