Senior Risk Analyst - AML Administration

MQ Referrals Only; Polska; Hybrid; PLN 156,000 - 195,000; Full time

Job summary

A global financial services company is seeking a Senior Anti-Money Laundering Analyst in Warsaw. This role involves managing AML compliance functions and enhancing controls. Candidates need five years of experience in AML audit, with knowledge of BSA and EU regulations. The position supports a hybrid work model and offers a salary range of 156,000-195,000 PLN with various perks including a development stipend and health coverage.

Benefits

Monthly home office stipend

Annual development stipend

Pension scheme

Health insurance coverage

Floating holidays

In-office amenities

MultiSport Plus membership

Qualifications

• Five years of industry experience in AML audit, preferably in payments or banking.
• Significant exposure to The Bank Secrecy Act (BSA) and EU AML Directives.
• High proficiency in drafting reports and creating presentations.

Responsibilities

• Manage AML-focused projects for internal and external stakeholders.
• Conduct reviews and updates of AML policies and risk assessments.
• Communicate findings to enhance business decisions.

Skills

Knowledge of AML audit methodologies

Verbal and written communication skills (English)

Interpersonal and collaborative skills

Attention to detail

Project management experience

Job description

Marqeta is hiring a Senior Anti-Money Laundering (AML) Analyst to join the global Financial Crime Compliance Team. You will be responsible for two core components of the corporate AML compliance function. The first component is partner bank and internal audit responses. You will be responsible for the planning, execution and collection of responses from senior management to bank and internal auditors. The second component is the successful delivery of complex projects focused on enhancing our Anti-Money Laundering (AML) and Sanctions processes and controls.

You will work with some of the world's most innovative companies as they partner with Marqeta to bring their payments business ideas to life.

This role can be performed in a hybrid work model (Tuesday, Wednesday, Thursday onsite) from our Warsaw office. We'd love for you to join us in Warsaw.

What You'll Do

• Work with diverse internal and external teams to understand payment card programs, with a specific emphasis on financial crimes concerns, such as AML and Sanctions Compliance for unique market segments
• Lead end-to-end management of AML-focused projects for internal and external stakeholders.
• Assist in periodic reviews, and updates of AML policies and risk assessments
• Efficiently research publicly available data sets that may yield additional context and expertly communicate the findings of analysis, research and information sharing formal and informal briefings and written reports
• Provide audit support to AML and Sanctions senior leadership by tracking response delivery, response sufficiency and collecting supporting documentation
• Participate in project definition and idea generation, work on collaborative projects with partners across the globe with a focus on the Financial Crime Compliance risk mitigation
• Effectively communicate and present findings to the management team to strengthen business decisions
• Act as a primary point of contact and support level with Financial Crime Compliance regulatory reviews, audits and core business initiatives

What We're Looking For

• Five years related industry experience in AML audit preferably within a payments, fintech, or banking environments with exposure to US, Canada and the EU
• Significant exposure to The Bank Secrecy Act (BSA -USA), FATF Recommendations (Global) and EU AML Directives (EU)
• Prior experience as a project manager creating reports and PowerPoint presentations within a compliance space
• A superior eye for detail and a high degree of personal ownership over projects and initiatives
• A high degree of motivation, intellectual curiosity and accountability
• In-depth knowledge of AML audit, audit methodologies and remediation
• Highly effective verbal and written communication (English) and presentation skills with all levels of the organization and customers
• Strong interpersonal and collaborative skills to build partnerships and alliances internally and with external partners at all levels of the organization
• High proficiency in drafting reports, creating persuasive presentations and interpreting data

Nice-To-Haves

• Prior experience as a global bank auditor or examiner with the Polish Financial Supervision Authority (UKNF), European Banking Authority (EBA) or US Financial Regulator (FDIC, OCC, etc.)
• Exposure to public speaking and prior experience presenting to senior executives
• Prior exposure within the AML and Counter-Terrorist Financing (CTF) space in developing AML strategies, developing KPI's/KRI's, and measuring

Your Manager

• Thai Trower - Vice President, Global Financial Crime Compliance

Recruiter

• Agata Wojciechowska

Compensation and Benefits

When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position, reflected in PLN, is: 156,000-195,000. The bonus target for this position is 10% of the applicable base salary, subject to the plan terms and meeting eligibility requirements.

Along with monetary compensation, Marqeta offers:

• Monthly stipend for your home office equipment and connectivity
• Annual development stipend to support your growth and development
• Pension Scheme provided by Allianz
• Employee health through Luxmed with employee cover paid at 100% by Marqeta
• Four floating holidays as additional paid days off to your annual leave entitlement
• In-office amenities including: drinks and snacks, wellness room, dedicated barista, community events onsite
• MultiSport Plus membership offerings