Luxembourg AML/CTF Manager - Lead 1st-Line Risk

Satispay; Kraków; On-site; PLN 391,000 - 564,000; Full time

Benefits offered by this job

Relocation support

Private insurance

Stock option plan

Hybrid working policy

Job summary

Satispay is seeking a FinCrime AML/CTF Manager to lead and grow the 1st line AML/CTF operations across the customer lifecycle. You will translate compliance policies into actionable risk management processes, driving customer risk frameworks and ongoing monitoring with KYC/KYB teams.

The role requires 6+ years in AML/CTF, strong regulatory knowledge, and the ability to mentor a growing team. Relocation to Luxembourg is mandatory, with collaboration across Product, Compliance, and FIU.

Qualifications

• 6+ years in AML/CTF operations within Fintech, digital banking, or payment processing environments.
• 2+ years leading and managing dedicated teams.
• EU AML Directives and FATF recommendations expertise, Luxembourg regulatory knowledge preferred.
• Certifications such as CAMS or ICA are highly expected.
• Experience with transaction monitoring systems and SAR/STR reviews.

Responsibilities

• Own and manage Customer Risk Assessment Frameworks and risk scoring.
• Lead periodic and event-driven reviews across the customer portfolio.
• Oversee onboarding and ongoing monitoring with KYC/KYB teams.
• Partner with Product to define onboarding requirements balancing compliance and UX.
• Oversee end-to-end transaction monitoring for AML/CTF typologies.
• Mentor and scale AML/CTF analysts; report risk metrics to senior management.
• Translate regulatory updates into scalable operational workflows.
• Serve as final 1st line approver for SARs/STRs and support audits.

Skills

Leadership

AML/CTF

KYC/KYB

Regulatory knowledge

Data analytics

Stakeholder management

Transaction monitoring

Audits

Education

CAMS/ICA certification

Tools

HEX

SQL

Splunk

Job description

Satispay is seeking a FinCrime AML/CTF Manager to lead and grow the 1st line AML/CTF operations across the customer lifecycle. You will translate compliance policies into actionable risk management processes, driving customer risk frameworks and ongoing monitoring with KYC/KYB teams.

The role requires 6+ years in AML/CTF, strong regulatory knowledge, and the ability to mentor a growing team. Relocation to Luxembourg is mandatory, with collaboration across Product, Compliance, and FIU.