KYC Refresh Analyst

Banking Circle; Warszawa; Hybrid; PLN 120,000 - 160,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

Banking Circle in Warsaw is seeking a KYC Refresh Analyst to reinforce ongoing due diligence on existing clients, ensuring accuracy in KYC records and AML compliance.

You will report to the KYC Refresh and Remediation Team Lead and collaborate with a cross-border AML function, mainly based in London, while spending most time in the Warsaw office.

Qualifications

• Degree in a relevant field.
• Experience in a similar KYC/AML role is preferred.
• Familiarity with PSP/NBFI client contexts and KYC refresh processes.
• Knowledge of AML legislation in the EU and relevant jurisdictions.
• Strong attention to detail and ability to work under pressure.

Responsibilities

• Complete end-to-end KYC on existing clients, identify controllers & UBOs, conduct screening, and update internal systems.
• Assess complex ownership structures and verify key related parties.
• Demonstrate strong investigatory and analytical skills to assess risks.
• Undertake Enhanced Due Diligence based on risk level of client base.
• Own the KYC refresh process and ensure timely updates.
• Support Sales and Relationship teams in KYC refresh matters.
• Monitor regulatory developments and align activities with best practices.
• Escalate issues and mitigate risks as needed.

Skills

Attention to detail

Client focus

AML regulations knowledge

Analytical skills

Team collaboration

Communication skills

Education

Degree in a relevant field

Job description

Do you have strong attention to detail, high client focus, and experience with AML regulations? Then you might be the KYC Refresh Analyst we are looking for to join our team, as our ongoing due diligence is a key activity in ensuring we stay up to date with any key changes in our client base from an AML perspective.

Banking Circle is a fully licensed, technology enabled bank processing over €1 trillion in payments every year - and growing. We exist to power the global economy’s most ambitious payments businesses with infrastructure that is fast, modern, and engineered for scale. Today, more than 800 people across 11 countries work together as one global team. We move fast, we think boldly, and we build with intent - because our clients depend on us to keep pace with the world’s most dynamic payments flows. We are expanding globally, scaling our capabilities, and deepening our impact, so if you want to shape the future of financial infrastructure - this is the place.

Your team welcomes you with open arms

As our new KYC Refresh Analyst in Warsaw, you'll experience an open and knowledge driven culture, where everyone can thrive, connect with colleagues, learn and grow. You will be reporting to our KYC Refresh and Remediation Team Lead and be a part of our growing Business AML - Client Due Diligence function primarily based in London.

In this role you will get the chance to be part of reinforcing our KYC Refresh and Remediation team with performing ongoing due diligence (ODD) on our existing clients, both at periodic review and on an ad-hoc basis. You will be working with our clients to ensure information is analyzed and assessed, kept up to date, and reflected within the Client file and supporting systems.

We offer a hybrid work model for our employees to allow for flexibility and productivity. However, we do expect you to spend most of your time in the office to build community and efficiency in the team.

Exciting work is waiting for you

• Complete end-to-end KYC on existing clients of the Bank, including identifying and verifying controllers & UBO's, conduct screening on relevant parties, and update Banking Circle internal systems
• Assess complex ownership structures and identify and verify key related parties
• Demonstrate strong investigatory and analytical skills in assessing risks or concerns
• Undertake Enhanced Due Diligence processes based on risk level of client base
• Demonstrate ownership of the KYC refresh process
• Support the Sales and Relationship teams in KYC Refresh matters
• Monitor regulatory development and keep activities up to date with best practices
• Ensure escalations are managed and appropriate actions taken to mitigate risks

Things we'll look for on your resume

To be the right candidate for this position, we expect you to have a degree within a relevant field, as well as experience from a similar role, where you have worked with PSP/NBFI clients, KYC refresh case management and AML and related matters. You have an ability to review and understand complex KYC structures together with an interest in and knowledge of AML legislation in EU and relevant jurisdictions. You always pay good attention to details and like to work under pressure, while deliver professional high standard work tasks.

As a person you are a true team player with solid communication skills, who is able to work collaboratively with and through others across different countries and time zones. Also, you can work independently and proactive and thrive in a fast-paced environment with lots of responsibility.

Banking Circle is an international company. Our internal workforce consists of over 50 nationalities, and our clients and partners are located all over the globe. Therefore, our company language is English. Fluency in French, German or Mandarin is considered an advantage.

We are proud to be an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, colour, age, religion, sexual orientation, national origin or any other characteristic protected under federal, state or local laws, regulations and ordinances. To learn more about Banking Circle, visit us at www.bankingcircle.com