Junior Credit Risk Analyst - Hybrid (Poland/Nordics)

Fortum; Województwo pomorskie; Hybrid; PLN 60,000 - 90,000; Full time

Benefits offered by this job

Private medical health care

Life insurance

Co-financing of Multisport card

Lunch card

Social funds

Retirement pension plans (PPK)

Gifts and events for children and EMPs

Parking space available for booking

Job summary

Fortum is seeking a Junior Credit Control Analyst to support credit assessments for counterparties in Poland and the Nordics. You will analyze financial statements, gather data from multiple sources, and prepare clear credit recommendations to inform business decisions.

Join an international team and contribute to continuous improvement while developing knowledge in credit risk and financial analysis. Hybrid work model with office days in Poland (Gdańsk) and collaboration across EU Nordics.

Qualifications

• University degree in finance, economics, accounting, analytics or related field, or relevant professional experience.
• At least 1 year of experience in Credit Control, Credit Risk, audit or financial analysis.
• Good analytical and logical thinking skills.
• Interest in financial analysis and credit risk.
• Good written and spoken English and Polish.
• Good knowledge of Microsoft Office tools, especially Excel.
• Accuracy and attention to detail.
• Good communication and cooperation skills.
• Willingness to learn and develop.
• Ability to organize your work and take ownership of assigned tasks.

Responsibilities

• Performing credit risk assessments of counterparties, including credit ratings, exposure and collateral, and preparing clear, well-founded credit recommendations
• Analysing financial statements, financial performance, economic situation and other relevant financial and non-financial information of counterparties
• Collecting and validating information from different sources and databases to support credit assessments
• Preparing credit risk reports, analyses and supporting documentation
• Cooperating with internal and external stakeholders in Poland and the Nordics
• Supporting Credit Control processes and continuous improvement initiatives

Skills

Analytical thinking

English and Polish (writing and speech

Attention to detail

Communication and teamwork

Willingness to learn

Organizational skills

Education

University degree in finance/economics/accounting/analytics or related field

Tools

Excel

Job description

Fortum is seeking a Junior Credit Control Analyst to support credit assessments for counterparties in Poland and the Nordics. You will analyze financial statements, gather data from multiple sources, and prepare clear credit recommendations to inform business decisions.

Join an international team and contribute to continuous improvement while developing knowledge in credit risk and financial analysis. Hybrid work model with office days in Poland (Gdańsk) and collaboration across EU Nordics.