Junior Anti-Financial Crime (AFC) Specialist

Cryptonow; Warszawa; On-site; PLN 60,000 - 100,000; Full time

Benefits offered by this job

Competitive compensation

Opportunities for professional growth

Job summary

Cryptonow in Warsaw, Poland, seeks a Junior Anti-Financial Crime (AFC) Specialist to strengthen our Compliance team. You will own fraud cases, regulatory requests, and risk-based decisions to protect customers and products across the EU/EEA.

The role requires 1+ year in AFC/AML/CFT or transaction monitoring, EU regulatory knowledge, and fluent English. You will collaborate with Legal, Risk, and Customer Care to improve processes and stay ahead of evolving fraud typologies.

Qualifications

• Minimum 1 year hands-on experience in AFC, AML/CFT, fraud investigation, or transaction monitoring.

Responsibilities

• Investigate and manage fraud cases, including escalated matters, from detection to resolution.
• Respond to Swiss/EU/EEA authorities' requests related to products and services.
• Review transaction details to identify suspicious activity and apply pattern/typology analysis.
• Make independent risk-based decisions aligned with internal policies and regulatory requirements.
• Document investigations and decisions clearly for audit/regulatory purposes.
• Collaborate with Legal, Risk, and Customer Care on AFC matters.
• Stay ahead of evolving fraud typologies and AML/CFT regulations.

Skills

AFC/AML knowledge

Fraud investigation

Transaction monitoring

Regulatory liaison

Risk assessment

Fluent English

Job description

About Us:

We are dedicated to making crypto easy and accessible for everyone. Our unique product offerings, including the European Cryptonow Brokerage Platform and Crypto Voucher Cards, have positioned us as pioneers in the industry since 2017. Cryptonow obtained the MiCAR licence by the FMA (Financial Market Authority), ensuring compliance with the highest EU regulatory standards. With offices in Austria and Switzerland — right in the heart of "Crypto Valley" — we are looking for a Junior Anti-Financial Crime (AFC) Specialist to strengthen our Compliance team from Warsaw, Poland.

Role Overview:

In this role, you will take ownership of fraud cases, regulatory requests, and risk-based decisions, helping protect our customers and our products from financial crime across Switzerland and the EU/EEA.

Key Responsibilities:

Investigate and manage fraud cases, including complex or escalated matters, from initial detection through resolutionHandle and respond to requests from Swiss/EU/EEA authorities (e.g. law enforcement, regulators) related to our products and servicesReview transaction details to identify suspicious or unusual activity, applying deeper pattern and typology analysisPerform independent risk-based decisions, weighing customer, transaction, and product risk factors in line with internal policies and regulatory requirementsDocument investigations and decisions clearly and accurately for audit and regulatory purposesCollaborate with Legal, Risk, and Customer Care teams on AFC-related mattersStay ahead of evolving fraud typologies, AML/CFT regulations, and industry best practices

Qualifications:

Min 1 year of hands-on experience in AFC, AML/CFT, fraud investigation, or transaction monitoring, ideally in fintech, payments, or bankingSolid working knowledge of EU/EEA regulatory frameworks (e.g. AMLD, PSD2) and experience liaising directly with authoritiesCurrently located in Poland.Proven track record of making independent, well-documented risk-based decisionsAbility to mentor junior team members and contribute to process improvementsFluent English; additional EU language(s) a plus

What We Offer:

A meaningful, high-impact role at the intersection of compliance, risk, and customer protectionOwnership of compliance cases and direct engagement with authoritiesOur company is currently scaling fast across the EU marketCryptonow is fully EU MiCA licensed. Cryptonow was the third company in Austria, the first one in SwitzerlandVision is to build the future of the AML operational team with an "AI first" approachOffices in Vienna (Austria) and Zug (Switzerland)Competitive compensation and opportunities for professional growthEuropean, Strong Team Culture