Credit Risk Senior Model Developer

ING; Województwo pomorskie; Hybrid; PLN 79,000 - 246,000; Full time

Job summary

ING Hubs Poland seeks a Model Developer to join the Retail Credit Risk Model Development team, focusing on IFRS9/IRB model development, maintenance and validation for ING portfolios. You will collaborate with stakeholders across ING's Europe-wide locations and departments, handling data preparation, quality control and methodological work, in a hybrid working setup in Poland.

The role also offers exposure to regulatory and accounting models and opportunities to grow in a multinational

Qualifications

• At least 3 years of experience with IFRS9/IRB models development/maintenance/validation.
• Knowledge of IFRS 9 standard and/or EBA AIRB regulations.
• Experience with databases, data preparation and data quality control.
• Knowledge of statistical inference and econometric methods.
• Degree in a quantitative field.
• Proficient in SAS/Python.
• Excellent English communication (B2/C1).

Responsibilities

• Develop and maintain IFRS9 models for ING portfolios.
• Interact with stakeholders from ING across Europe-wide locations, departments and ranks.

Skills

IFRS9/IRB models

IFRS 9 / EBA AIRB regulations

Data preparation & data quality

Statistics & econometrics

Quantitative degree

SAS / Python coding

English communication (B2/C1)

Education

Quantitative field degree

Tools

SAS

Python

Git

Copilot/GitHub

Job description

ING Hubs Poland is hiring!

The expected salary for this position: 7100 - 22 000 PLN gross.

The financial ranges specified in the announcement are adjusted and may differ from the range specified in the remuneration regulations.

We are looking for you if you:

• Have at least 3 years of experience with expert-based and statistical IFRS9/IRB models’ development/maintenance/validation,
• Have the sound knowledge of IFRS 9 standard and/or EBA AIRB regulations,
• Have experience with databases, data preparation and data quality control,
• Have sound knowledge of statistical inference and econometric methods,
• Have academic degree in quantitative field,
• Code in SAS/Python,
• Communicate efficiently in English (B2/C1).

You’ll get extra points for:

• Ability to use version control systems (GIT) and Copilot Github.

Your responsibilities:

• You will play a crucial role in development and maintenance of IFRS9 models for ING portfolios,
• You will interact with stakeholders from ING other Europe-wide locations, departments and all seniority levels,

Information about the team:

The Retail Credit Risk Model Development team is a centre of expertise within ING Group, responsible for the development, enhancement and monitoring of regulatory and accounting models across multiple jurisdictions and portfolios.

We are transitioning from project-based setup to portfolio-oriented team, enabling deep collaboration with local entities across the Group. This structure offers a unique opportunity to work on international projects, gain exposure to diverse asset classes and model types and specialize in specific portfolios – making a tangible impact on the broader risk management function.

We work closely with business units, model validation, and regulatory affairs to ensure our models are robust, compliant, and fit-for-purpose. We value diversity, curiosity, and continuous learning. Whether you’re just starting your career or bringing years of experience, we offer a supportive environment where you can grow and make a real impact. We work in a hybrid model.

The role naming convention in the global ING job architecture will be “Model Developer III” or “Model Developer IV”.