Credit Risk Senior Model Developer

ING Hubs B.V. sp. z o.o. Oddział w Polsce; Warszawa; Hybrid; PLN 79,000 - 201,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

ING Hubs Poland is hiring for a Model Developer III, focusing on IFRS9/IRB models across ING portfolios. The role involves development, maintenance, and validation with coordination with stakeholders across Europe.

The team is transitioning to a portfolio-oriented setup in a hybrid work model, offering exposure to diverse asset classes and a global workforce.

Qualifications

• At least 3 years of experience in development/maintenance/validation of IFRS9/IRB models.
• Solid knowledge of IFRS 9 and/or EBA AIRB regulations.
• Experience with databases, data preparation and data quality control.

Responsibilities

• Develop and maintain IFRS9 models for ING portfolios.
• Interact with stakeholders across ING Europe-wide locations and groups.

Skills

IFRS9/IRB models

SAS

Python

Econometrics

Data quality

English (B2/C1)

Git

Education

Academic degree in quantitative field

Tools

Git

Copilot/GitHub

Job description

ING Hubs Poland is hiring! The expected salary for this position: 7100 - 18 000 PLN The financial ranges specified in the announcement are adjusted and may differ from the range specified in the remuneration regulations.

We are looking for you if you:

• Have at least 3 years of experience with expert-based and statistical IFRS9/IRB models’ development/maintenance/validation
• Have the sound knowledge of IFRS 9 standard and/or EBA AIRB regulations
• Have experience with databases, data preparation and data quality control
• Have sound knowledge of statistical inference and econometric methods
• Have academic degree in quantitative field
• Code in SAS/Python
• Communicate efficiently in English (B2/C1)

You’ll get extra points for: Ability to use version control systems (GIT) and Copilot Github.

Your responsibilities

• You will play a crucial role in development and maintenance of IFRS9 models for ING portfolios
• You will interact with stakeholders from ING other Europe-wide locations, departments and all seniority levels

Information about the team: The Retail Credit Risk Model Development team is a centre of expertise within ING Group, responsible for the development, enhancement and monitoring of regulatory and accounting models across multiple jurisdictions and portfolios.

We are transitioning from project-based setup to portfolio-oriented team, enabling deep collaboration with local entities across the Group. This structure offers a unique opportunity to work on international projects, gain exposure to diverse asset classes and model types and specialize in specific portfolios – making a tangible impact on the broader risk management function.

We work closely with business units, model validation, and regulatory affairs to ensure our models are robust, compliant, and fit-for-purpose.

We value diversity, curiosity, and continuous learning. Whether you're just starting your career or bringing years of experience, we offer a supportive environment where you can grow and make a real impact.

We work in a hybrid model.

The role naming convention in the global ING job architecture will be "Model Developer III".

We’re a global bank with a strong European base, and our more than 60,000 colleagues serve around 38 million customers and corporate clients in over 40 countries.

Joining ING means working with friendly and collaborative people towards making a positive impact on people and planet.

We believe in empowering the people around us and our customers to stay a step ahead.

Here, we’re more than just a workplace – we’re a community of innovators, problem-solvers, and forward-thinkers, dedicated to making a real impact.