Analyst, Credit Portfolio Management - M/F/D

SGS Société Générale de Surveillance SA; Warszawa; Hybrid; PLN 120,000 - 180,000; Full time

Job summary

Join an international team at Société Générale as an Analyst in Credit Risk Management. Your role will encompass managing a loan portfolio, conducting credit reviews, and analyzing financial data in a dynamic environment. You will be supported by extensive benefits, including hybrid work arrangements and a competitive salary.

Benefits

Access to learning platforms

Extraordinary health package

Meal allowance

Holiday fund

Sport card

Insurance coverage

Home office bonus

Qualifications

• Experience in credit risk analysis or structured finance.
• Familiarity with Power, Infrastructure, Mining, Oil & Gas, Leverage Finance, TMT, and Real Estate.
• Proficient in English for daily communication.

Responsibilities

• Conduct detailed periodic credit reviews and assess risks.
• Manage amendments to transactions and loan documentation.
• Analyze financial statements and monitor project performance.

Skills

Credit risk analysis

Analytical thinking

Attention to detail

Team collaboration

Job description

Responsibilities

Credit Portfolio Management is managing Global Banking and Advisory division’s loan book across three regions to increase balance sheet velocity and to implement a capital light model. Credit Risk Management team is a specialized squad responsible for overseeing the risk for projects within eight diverse business areas: Power, Infrastructure, Mining, Oil & Gas Reserve Base Finance, Leverage Finance, TMT, and Real Estate. As an Analyst, you will join this international team and manage a portfolio of your own.

Your future scope of responsibility will cover:

• Conducting detailed periodic credit reviews, assessing country, market and environmental risk
• Managing various amendments/waivers to portfolio transactions and preparing additional items to loan documentation
• Producing insightful research papers and identifying industry trends and running sensitivity analysis on financial forecasts and models
• Correcting and updating transactions where necessary
• Managing RWA parameters of transactions and ensuring correct system input
• Updating internal project ratings and monitoring covenants
• Analyzing historical financial statements and reporting on project progress or performance
• Liaising with various departments and external contracts

Profile required

You will be most successful in the role if:

• You have experience in credit risk analysis or structured finance
• You know at least some of the following business areas: Power, Infrastructure, Mining, Oil & Gas Reserve Base Finance, Leverage Finance, TMT, and Real Estate
• You speak English and enjoy using in on daily basis
• You are meticulous and analytical, focused on quality and excellence
• You adapt easily and deal with changing environment
• You work as a part of the team and build team relationships with ease

Why join us

Your future with Societe Generale will include:

• Work in a pleasant atmosphere, in a brand new central-Warsaw office, as part of an international team
• Active role in an international structure and opportunity for development
• Access to learning platforms and language courses
• Employment contract and stability
• Competitive salary based on seniority and skills
• Support in quick adaptation with the company
• Extraordinary health package with extensive dental care
• Hybrid work (2 or 3 days per week) and one time bonus to equip your home office
• Even more benefits, such as meal allowance, holiday fund, sport card and insurance, just to name a few

*Please be informed that we will be accepting only resumes in English.

Business insight

At Société Générale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious.

Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating and taking action are part of our DNA.

If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!

Still hesitating?

You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities. There are many ways to get involved