US Credit Risk Data Analyst: Portfolio Analytics & SQL

ibex. Pakistan

Karachi Division

On-site

PKR 1,800,000 - 3,200,000

Full time

11 days ago

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Job summary

ibex. Pakistan seeks a highly analytical US Credit Risk Analyst to support US-based credit card portfolio monitoring and analytics. You will leverage SQL to extract, transform, and analyze large datasets and deliver actionable insights for risk stakeholders.

Ideal candidates have 3–5+ years in credit risk analytics, experience with consumer credit card data, and proficiency in Excel plus Tableau/Power BI. The role is data-intensive and requires collaboration with multiple teams.

Qualifications

Bachelor's degree in finance, statistics, economics, or related field.
3-5+ years of credit risk analytics or portfolio analytics experience.
Experience with US consumer credit card or lending data.
Strong hands-on experience with SQL and database management.

Responsibilities

Track and analyze CLI tests, performance trends, and test vs. control analyses.
Monitor approval rate trends; identify drivers of changes in approvals.
Support BT campaigns via data analysis and portfolio tracking.
Provide prescreen campaign visibility with funnel analysis.
Analyze spending, payments, delinquency, and vintage performance across segments.
Develop recurring weekly dashboards and ad hoc deep-dives in large datasets.