Credit Risk Modeling & Validation Expert

Hugo Bank; Karachi Division; On-site; PKR 1,200,000 - 1,800,000; Full time

Job summary

Hugo Bank in Karachi Division is seeking a Credit Modeling Analyst to develop, implement, and validate statistical models for credit risk assessment in Consumer & Program Lending portfolios.

The role involves supporting the credit risk team by building data-driven models for credit scoring and ensuring model integrity through back-testing. Candidates should have 1-3 years of relevant experience and a master’s degree in statistics, mathematics, or a related field.

Qualifications

• 1–3 years of experience in credit modeling or similar roles in banking.
• Master’s degree in a relevant field preferred.
• Strong leadership and interpersonal skills.

Responsibilities

• Develop and implement statistical and mathematical credit models.
• Ensure accurate representation of credit risk parameters.
• Conduct regular model back-testing for performance assessment.

Skills

Credit modeling

Data analysis

Interpersonal skills

Leadership

Education

Master’s degree in statistics, mathematics, econometrics

Job description

Hugo Bank in Karachi Division is seeking a Credit Modeling Analyst to develop, implement, and validate statistical models for credit risk assessment in Consumer & Program Lending portfolios.

The role involves supporting the credit risk team by building data-driven models for credit scoring and ensuring model integrity through back-testing. Candidates should have 1-3 years of relevant experience and a master’s degree in statistics, mathematics, or a related field.