Unit Head – SME Bank & MIS (AVP / VP) - TJ / 1925247

Recruit AI; Lahore; Presencial; PKR 2 500 000 - 5 000 000; Tempo integral

Resumo da oferta

National Bank of Pakistan seeks a Unit Head – SME Bank & MIS (AVP/VP) based in Lahore to lead remedial management of the SME and non-performing portfolios. You will collaborate with the Wing Head to formulate strategy, oversee data collection, and drive recovery initiatives.

The role requires banking experience, SBP regulatory literacy, and strong MS-Office skills. The position is contractual for three years with potential renewal, reporting to the Wing Head SME Bank & MIS in Lahore.

Qualificações

• Minimum graduation or equivalent from a recognized university/HEC or international institute.
• Masters degree and/or professional certifications preferred.

Responsabilidades

• Assist Wing Head in developing/remedial strategy for non-performing portfolio.
• Assist in collecting, processing and formulating quarterly data.
• Assist in resolving discrepancies and audit queries related to these returns.
• Review proposals for out-of-court settlements, rehabilitation, restructuring or rescheduling.
• Analyze portfolios for write-off/waiver cases and process for approval.
• Implement approved restructuring per bank policy and SBP regulations.
• Oversee financial review of tagged accounts to identify risks, recovery prospects and opportunities.
• Coordinate with Legal Division for legal review and action plans.

Conhecimentos

SAM portfolios knowledge

SME portfolio management

Regulatory awareness SBP

MS-Office proficiency

Formação académica

Graduation or equivalent

Masters degree or relevant certification

Ferramentas

MS-Office

Descrição da oferta de emprego

Position / Job Title:

Unit Head SME Bank & MIS (AVP / VP)

Reporting to:

Wing Head SME Bank & MIS

Educational /Professional Qualification:

• Minimum Graduation or equivalent from a local or international university / college / institute recognized by the HEC of Pakistan
• Candidates having a Masters degree and / or any other relevant professional certification(s) will be preferred

Experience:

• Minimum 06 years of banking experience, out of which 03 years in managing Recovery and / or SME portfolio

Other Skills / Expertise / Knowledge Required:

• Sound knowledge of retail and SAM portfolios
• Well aware of SBP Prudential Regulations
• Proficient in MS-Office

Outline of Main Duties / Responsibilities

• To assist Wing Head in developing and implementing strategy for remedial management of non-performing portfolio of the Bank
• To assist Wing Head in collecting, processing and formulating quarterly data
• To assist Wing Head in resolving discrepancies and internal audit queries relating to these returns
• To review proposals for out-of-court settlements / rehabilitation / restructuring / rescheduling for approval
• To analyze portfolio for write off / waiver cases and process for approval
• To implement approved rescheduling / restructuring in accordance with Banks policy and State Bank of Pakistans regulations
• To supervise the financial review and evaluation of tagged accounts to identify key financial risks, recovery prospects, business opportunities, and potential exposure, providing strategic recommendations to support informed credit and recovery decisions
• To manage legal review of accounts in coordination with Legal Division / Credit Administration Division to prepare action plan and execution, where required

To provide direction and oversight to team members, allocate Responsibilities, monitor performance against agreed objectives, and facilitate coordination with relevant internal stakeholders to achieve the Units recovery, rehabilitation, and portfolio management targets

• To supervise the preparation, review, and timely submission of portfolio-related MIS, management reports, and analytical updates, highlighting key developments, recovery performance, outstanding exposures, risk indicators, and progress against agreed action plans
• To ensure adherence to all applicable external regulatory requirements, including SBP Prudential Regulations, and the Banks internal credit policies, procedures, delegated authority framework, and other relevant guidelines
• To perform any other assignment as assigned by the supervisor(s)

Place of Posting:

Lahore

Assessment Interview(s)

Only shortlisted candidates strictly meeting the above-mentioned basic eligibility criteria will be invited for panel interview(s).

Employment Type:

The employment will be on contractual basis for three years which may be renewed on discretion of the Management. Selected candidates will be offered compensation package and other benefits as per Banks Policy / rules.

Our client National Bank of Pakistan is looking for a Unit Head – SME Bank & MIS (AVP / VP) in Lahore. "The Nation's Bank", National Bank of Pakistan aims to support the financial well-being of the Nation along with enabling sustainable growth and inclusive development through its wide local and international network of branches. Being one of the leading and largest banks of Pakistan, National Bank of Pakistan is contributing significantly towards socioeconomic growth in the country with an objective to transform the institution into a future-fit, agile and sustainable Bank. In line with our strategy, the Bank is looking for talented, dedicated and experienced professional(s) for the following position in the area of the area of Special Assets Management based in Lahore.

The individuals who fulfill the below basic-eligibility criteria may apply for the following position:

National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals, regardless of gender, religion, or disability.