Senior Motor Underwriting Specialist | Risk & Portfolio

JazzWorld; Karachi Division; On-site; PKR 1,800,000 - 3,200,000; Full time

Job summary

JazzSureInsurance in Karachi seeks a Senior Associate – Motor Underwriting to manage motor underwriting across retail, corporate, bancassurance, leasing, and affinity channels. You will provide technical guidance to junior team members and ensure adherence to underwriting, regulatory, and reinsurance requirements.

Responsibilities include evaluating vehicle proposals, determining pricing and portfolio adjustments, preparing quotations and policies, and supporting various business segments.

Qualifications

• Bachelor’s degree in Business, Commerce, Finance, or related discipline; MBA or professional qualifications are advantageous.
• 1–3 years of General Insurance experience, with at least 1 year in Motor Underwriting.
• Exposure to Window Takaful, bancassurance, leasing portfolios, fleet underwriting, or corporate motor business.

Responsibilities

• Evaluate motor proposals against underwriting guidelines, risk appetite, rating structures, and acceptance criteria.
• Make underwriting decisions on acceptance, pricing, loadings, deductibles, exclusions, renewals, and portfolio optimization within delegated authority.
• Prepare quotations, renewal terms, policies, endorsements, cancellations, and support various business segments.
• Provide technical underwriting guidance to banks, brokers, dealers, and sales teams to ensure accurate underwriting.
• Ensure compliance with regulatory, AML/KYC, reinsurance, and governance requirements.
• Prepare MIS and portfolio reports; identify automation and process improvement opportunities.

Skills

Analytical thinking

Decision making

Stakeholder management

Communication

Education

Bachelor's degree in Business/Commerce/Finance

Tools

MS Excel

Power BI

Insurance systems

Job description

JazzSureInsurance in Karachi seeks a Senior Associate – Motor Underwriting to manage motor underwriting across retail, corporate, bancassurance, leasing, and affinity channels. You will provide technical guidance to junior team members and ensure adherence to underwriting, regulatory, and reinsurance requirements.

Responsibilities include evaluating vehicle proposals, determining pricing and portfolio adjustments, preparing quotations and policies, and supporting various business segments.