Remote Asset Quality & Credit Risk Reporting Analyst

Visa Hunt; Pakistan; On-site; PKR 20,133,000 - 33,546,000; Full time

Benefits offered by this job

Medical plans and benefits

401(k) with employer match

Paid time off and holidays

Job summary

Fulton Bank in the United States seeks a Credit Risk Reporting professional to develop, analyze and maintain risk reporting for the loan portfolio. The role emphasizes QA of risk data, KPI tracking, and delivering Power BI insights to management and regulators.

Ideal candidates have 5+ years in credit/risk analytics, strong Excel/SQL, and familiarity with credit risk modeling. Remote work is possible with a comprehensive benefits package and compliance focus.

Qualifications

• Bachelor's Degree or the equivalent experience. Specialty: Business Administration or other applicable. (Required)
• 5 or more years Credit, Risk Management or Loan Portfolio analytics with statistical analysis. (Required)
• Ability to think independently and promptly address and/or resolve problems (Required)
• Strong analytical skills and attention to detail (Required)
• Ability to build queries, interpret complex data and provide actionable insights (Required)
• Familiarity with credit risk modeling and forward-looking metrics (Required)
• Ability to present findings clearly and effectively to various stakeholders (Required)
• Proficient with Excel and various structured query languages (Required)
• Knowledge of Python, Azure, and/or Power BI (Preferred)
• Knowledge of bank loan servicing software (Preferred)

Responsibilities

• Develops, produces, analyzes, and validates integrity of credit risk reports through analytical review and quality control measurements.
• Collaborates with business units to compile and compute risk factors that inform management of potential credit risks and participates in tracking and reporting of Key Performance Indicators, such as metrics pertaining to asset performance, asset quality, risk management, compliance, and portfolio diversification.
• Creates, validates and distributes comprehensive Power BI reports to internal management and/or other stakeholders, which are used to understand credit risk build-up within the portfolio, generate insights and identify trends related to credit risk and asset quality.
• Performs ad hoc analyses and collaborates with business units to enhance their capabilities in credit risk reporting; assist business units to amend reporting as needed to ensure accuracy across the organization.
• Develops, updates, and delivers reports in response to regulatory and audit requests as required, ensuring adherence to existing policies and procedures, and supporting the Accounting group with Call Report information.
• Ensures adherence to relevant regulations and industry standards related to loan portfolio asset management and financial reporting.
• Works with Loan Operations, IT, and Data Office to manage a credit risk-specific database which is relied upon in internal and external reporting processes.
• Identify and update the credit risk-specific database to reflect accurate information. Ensures database is auditable by internal and external audit teams.

Skills

Analytical skills

Excel proficiency

SQL

Credit risk modeling

Communication of findings

Education

Bachelor's degree in Business Administration or related

Tools

Power BI

Python

Azure

Job description

Fulton Bank in the United States seeks a Credit Risk Reporting professional to develop, analyze and maintain risk reporting for the loan portfolio. The role emphasizes QA of risk data, KPI tracking, and delivering Power BI insights to management and regulators.

Ideal candidates have 5+ years in credit/risk analytics, strong Excel/SQL, and familiarity with credit risk modeling. Remote work is possible with a comprehensive benefits package and compliance focus.