FinTech Risk Underwriter

Gomotive; Pakistan; Remote; PKR 16,598,000 - 24,896,000; Full time

Job summary

Motive seeks an experienced underwriting professional to join our Risk Management team. You will review and assess financial risk for new and existing customers, making decisions based on policy guidelines with a focus on bank statements, financial spreading, and risk assessment.

In this role you will collaborate with sales, data science and product teams to deliver a best-in-class customer experience, while meeting SLA expectations and continuously improving underwriting processes in a

Qualifications

• 2–5 years of underwriting experience in financial services or fintech.
• Strong analytical, problem-solving, and communication skills.
• Familiar with U.S. compliance and lending regulations (KYC, Reg Z, TILA).
• Ability to work independently in a collaborative team environment.

Responsibilities

• Review financial statements and credit reports to assess risk.
• Communicate application status with clients and sales.
• Decide to approve, decline or request exceptions per policy.
• Maintain timely decisions within SLA.
• Support policy/process improvements to mitigate risk.

Skills

Analytical skills

Credit analysis

Risk assessment

Communication skills

Independent work

Team collaboration

Regulatory knowledge

Job description

Motive seeks an experienced underwriting professional to join our Risk Management team. You will review and assess financial risk for new and existing customers, making decisions based on policy guidelines with a focus on bank statements, financial spreading, and risk assessment.

In this role you will collaborate with sales, data science and product teams to deliver a best-in-class customer experience, while meeting SLA expectations and continuously improving underwriting processes in a