Credit Relationship & Risk Manager

Mashreq; Karachi Division; On-site; PKR 2,400,000 - 4,200,000; Full time

Job summary

Mashreq is seeking a senior credit/financial analyst to support FI and NBFI relationships. You will perform credit risk assessment, structure facilities, prepare CPs/renewals and liaise with WRM and Compliance to resolve risk queries.

Role requires strong analytical skills, English proficiency and MS Office expertise, with experience in portfolio management and risk governance. Collaborative environment with cross-functional teams.

Qualifications

• Minimum 5 years of credit/financial analysis experience in banking or related field.
• Knowledge of FI and NBFI credit and portfolio management.
• Excellent command of spoken and written English; strong MS Office skills.

Responsibilities

• - Assist in financial analysis, credit risk assessment, risk rating and structuring of facilities for FI and NBFI relationships.
• - Prepare Credit Proposals and Greenlight CPs; coordinate with WRM and Compliance.
• - Ensure timely CP renewals and maintain high-quality presentation standards.
• - Maintain portfolio controls and ensure timely risk rating assignments.
• - Produce routine/management reports on limits, exposure and allocations.

Skills

Credit analysis

Financial analysis

Analytical thinking

Stakeholder management

English communication

Education

Bachelor's in business/economics

MBA / CFA / CA (asset)

Tools

Word

Excel

PowerPoint

Job description

Mashreq is seeking a senior credit/financial analyst to support FI and NBFI relationships. You will perform credit risk assessment, structure facilities, prepare CPs/renewals and liaise with WRM and Compliance to resolve risk queries.

Role requires strong analytical skills, English proficiency and MS Office expertise, with experience in portfolio management and risk governance. Collaborative environment with cross-functional teams.