Credit Card Product Leader: Strategy & Growth

HugoBank; Karachi Division; Presencial; PKR 3.000.000 - 5.000.000; Jornada completa

Descripción de la vacante

HugoBank in Pakistan seeks a Product Manager - Cards to own the end-to-end strategy for secured and unsecured credit cards, drive acquisition, activation, usage and retention, and ensure regulatory alignment across the card lifecycle.

You will shape CVPs for key segments, coordinate with card schemes (Visa, PayPak, Mastercard) and processors, manage roadmaps, and collaborate with Technology and Operations to deliver features and improve performance while advancing financial inclusion.

Formación

• Bachelor's degree in Business Administration, Finance, Economics or related field.
• 6+ years of progressive Product Management experience in Credit Cards, Consumer Lending, or Payments.
• Proven track record of developing and managing credit card products including secured, unsecured, and co-branded variants.
• End-to-end product lifecycle management from conceptualization and go-to-market to performance tracking and optimization.
• Exposure to SBP regulatory frameworks governing credit cards, consumer protection, and payment instruments.
• Hands-on experience collaborating with card schemes (Visa, PayPak, Mastercard) and third-party processors (e.g., IDEMIA, NymCard, or equivalent).
• Experience working in banks, fintech, or card-issuing institutions preferred.

Responsabilidades

• Define and own the end-to-end product strategy for HugoBank's Credit Card portfolio, including secured and unsecured variants.
• Develop differentiated customer value propositions (CVPs) for key segments such as salaried millennials and emerging credit users.
• Benchmark market and competitors to identify whitespace opportunities and innovative features for Pakistan.
• Create and maintain the Credit Card Product Roadmap and align with regulatory milestones.
• Collaborate with Visa, PayPak, Mastercard and other partners to design compelling propositions with strong rewards and engagement.

Conocimientos

Credit card product management

Regulatory compliance

Stakeholder management

Vendor coordination

Data-driven decision making

Educación

Bachelor's degree in Business Administration, Finance, Economics

Herramientas

IDEMIA/NymCard integration

Card schemes (Visa, PayPak, Mastercard)

Descripción del empleo

HugoBank in Pakistan seeks a Product Manager - Cards to own the end-to-end strategy for secured and unsecured credit cards, drive acquisition, activation, usage and retention, and ensure regulatory alignment across the card lifecycle.

You will shape CVPs for key segments, coordinate with card schemes (Visa, PayPak, Mastercard) and processors, manage roadmaps, and collaborate with Technology and Operations to deliver features and improve performance while advancing financial inclusion.