Credit Analyst - CIBG

Al Baraka Group; Karachi Division; On-site; PKR 600,000 - 900,000; Full time

Job summary

Al Baraka Group in Karachi seeks a Credit Risk professional to collaborate with RCH’s nationwide network and the IBG Head to implement CIBG policies and manage high-level credit risk communications. The role will review financial statements, analyze credit applications, renew accounts for post-sanction monitoring, track IERF and EXIM Bank limits, and support regional allocations.

You will help develop long-term plans, KPIs, and optimize resource allocation to achieve CIBG goals, and prepare

Responsibilities

• Collaborate closely with RCH’s pan-Pakistan network and the IBG Head to implement CIBG policies and handle high-level credit risk communications.
• Review financial statements, analyze credit applications, and conduct periodic account renewals for robust post-sanction monitoring.
• Monitor IERF and EXIM Bank limits while assisting the Group Head (GH) in timely, regional allocations.
• Assist the GH in developing long-term strategic plans, establishing KPIs, and optimizing resource allocation to achieve C&IBG goals.
• Prepare daily, monthly, quarterly, and annual MIS reports by coordinating with CAD, COD, Trade, Treasury, Finance, Products, and Shariah departments.

Job description

• Collaborate closely with RCH’s pan-Pakistan network and the IBG Head to implement CIBG policies and handle high-level credit risk communications.
• Review financial statements, analyze credit applications, and conduct periodic account renewals for robust post-sanction monitoring.
• Monitor IERF and EXIM Bank limits while assisting the Group Head (GH) in timely, regional allocations.
• Assist the GH in developing long-term strategic plans, establishing KPIs, and optimizing resource allocation to achieve C&IBG goals.
• Prepare daily, monthly, quarterly, and annual MIS reports by coordinating with CAD, COD, Trade, Treasury, Finance, Products, and Shariah departments.