Credit Administrator

Samba Bank Limited; Karachi Division; On-site; PKR 1,400,000 - 2,000,000; Full time

Job summary

A banking institution in Karachi Division is seeking candidates with banking experience for a role that includes preparing security documents and coordinating with legal counsel. Applicants should have a degree from an HEC recognized university and at least 4 years of relevant experience. Good communication and proficiency in Microsoft Office are essential. Female and differently-abled candidates are encouraged to apply.

Qualifications

• 4+ years of relevant experience in the banking sector.
• General understanding of loan documentation and Islamic documentation.
• Good report writing skills.

Responsibilities

• Prepare security documents as per approved terms.
• Review executed documents for accuracy.
• Registration of hypothecation charge with SECP.
• Coordination with legal counsel regarding mortgage opinion.
• Compile MIS related to Corporate Loans.

Skills

Experience in banking products

Communication skills

Microsoft Office proficiency

Education

Graduation from HEC recognized University

Job description

Minimum Education: Graduation from HEC recognized University

• 4+ years of relevant experience
• General understanding of banking products & basic terminologies
• Basic understanding of loan documentation / Islamic documentation
• Knowledge & understanding of all finance products and facilities i.e Conventional and Islamic
• Good communication and report writing skills.
• Good knowledge of Microsoft Office.

Key Responsibilities:

• Prepare security / collateral documents as per approved terms & conditions
• Review of executed documents for accuracy and identify deficiencies to the concern business units for resolution and maintain follow-ups.
• Registration of hypothecation charge (initial & supplemental) with SECP.
• Registration of mortgage/token mortgage with SECP and various land authorities.
• Limit implementation (input) in core banking system as per credit approval terms
• Coordination with in house/external legal counsel to obtain opinion on properties to be mortgage with the bank.
• Clean up monitoring and recording
• Maintain follow up with relevant business and reporting exceptions
• Scanning of loan & security documents, credit approvals etc
• Lodgment of security /collateral documents in vault and maintenance of in/out register.
• Internal reporting to banks management.
• Compiling MIS related to Corporate Loans

Applicants must clearly mention the title of the position in the e-mail subject line.

We are an equal opportunity employer. Female candidates and differently-abled candidates are encouraged to apply.

Samba Bank reserves the right to accept or decline any application.